Chief Credit Head_Leading NBFC

Key Responsibilities:

• Formulate and continuously enhance underwriting policies and credit programs across products
• Design and implement credit processes aligned with business goals and regulatory compliance
• Build the infrastructure required for effective credit risk assessment and decision-making
• Develop and deploy scalable underwriting models leveraging data analytics and industry best practices
• Benchmark underwriting strategies and policies against competition to maintain a strategic advantage
• Collaborate with product, technology, and risk teams to integrate credit policies into operational workflows
• Monitor credit performance, assess risk trends, and update models and policies accordingly
• Ensure alignment of credit strategy with overall risk appetite and business objectives
• Support training and upskilling of the credit underwriting team on new processes and models
• Liaise with senior management on credit policy changes, risk indicators, and portfolio performance

Qualifications & Experience:

• Proven experience in credit underwriting or credit policy formulation, preferably in an NBFC or financial institution
• Strong understanding of credit risk frameworks, scoring models, and regulatory norms
• Demonstrated experience in developing and benchmarking underwriting models against market practices
• Excellent analytical, strategic thinking, and cross-functional collaboration skills

Skills Required
model development , Risk Assessment, Credit Underwriting