| Job Purpose | This position is open with Bajaj Finance ltd. Candidate will be responsible for managing flexi portfolio for SME. Activities related to blocking/unblocking and reporting will be part of responsibilities |
| Duties and Responsibilities | 3. PRINCIPAL ACCOUNTABILITIES (Accountabilities associated with the job) Highlight cases triggered as per through the door rule set. Engage with sales and credit teams to identify risk. Formulate learnings from through the door into policies Actively engage in Portfolio management related to flexi line management. Blocking and Unblocking of limits. Propose policy refinements as per business/market requirement. Identify opportunities and propose strategies to enhance business. Formulate implement and monitor portfolio segments to enable Business Teams Monitor manage & refine IT platform SFDC for better risk management. Execute reports on SFDC Datamart etc. to identify any issues related to incorrect system behavior (e.g. case approved by system which ideally should be rejected as per Policy). Periodic testing of System validation approval and line assignment rules Routine interaction with stakeholder (Business Credit RCU Ops and IT) and tracking / closure of minute items. Work with COE and Product team to formulate test and implement business opportunities/requirements Conduct Business UAT for new developments provide signoff and closely monitor the development post production deployment. Periodic reporting of MIS and Dashboards (Bounce Projected risk metrics etc.) Assist Sales Team to resolve cases which are stuck due to system issues. 4. MAJOR CHALLENGES (Challenges faced on an on-going basis in carrying out the job) Dynamic portfolio with multiple variables influencing risk performance High velocity Expertise required to manage huge data sets Draw meaningful / actionable insights as an outcome of data analysis Ongoing liaising with IT Business and BIU teams to ensure timely reporting of critical performance indicators |
| Required Qualifications and Experience | a)Qualifications Graduate/ Post-Graduate having Banking domain knowledge b)Work Experience 2 - 3 years experience in retail or consumer lending. Excellent analytical data management and presentation skills. Exposure to data management tools Eg. SQL/Power BI etc. Effective verbal and written communication skills and stakeholder management |
Required Experience:
Manager
Manager BLSE & LAP North West • Delhi, Delhi, India
About Rivals It is a full-service, next -generation marketing agency, revolutionizing how brands and new-gen audiences connect in the rapidly expanding and ever-changing gaming space across Southea... Show more
About the Company We are a leading company in the Food, Paper, Textile, and Construction industries, dedicated to providing high-quality products and services.Our mission is to drive innovation an... Show more
Job Summary: The EHS Manager is responsible for developing, implementing, and monitoring Environment, Health & Safety (EHS) policies and procedures across all client locations.The role ensures comp... Show more
Quaker Houghton is a global leader present in many people’s lives thanks to the fluid solutions we offer to the automotive, aerospace, packaging & construction sectors, amongst others.This role, ba... Show more
We are looking for an experienced and proactive Claims Manager to oversee end-to-end claims management.The ideal candidate should possess strong stakeholder management skills, excellent presentatio... Show more
Arthan is a social enterprise focused on talent and leadership in the social impact sector.We work with NGOs, foundations, impact funds, and social enterprises across India and Asia to help them hi... Show more
Strategy Manager/Senior Manager: Cables.Havells Head Office Noida –Work from Office (5 days).This strategic role within the Cable SBU is designed for a high-performing professional who will work cl... Show more
Sales manager Location : Lusaka, Zambia Company : KEDA Ceramics Company Ltd KEDA Ceramics Company Ltd is a leading manufacturer of ceramic tiles in Africa.As part of our commitment to operational i... Show more
