Credit Analyst- Ratings-Mid & Large Corporate

• Conduct in-depth analysis on credit rating movements across sectors and assess economic indicators.
• Perform look-back analysis of sharp rating actions and investment-grade defaults, incorporating key learnings into rating criteria, processes, and models.
• Evaluate Rating Committee decisions on significant rating changes.
• Prepare, update, and review rating criteria papers, circulars, and guidance notes, presenting them to the Criteria Committee.
• Continuously update the Rating Operations Manual, rating process documentation, and reporting formats.
• Perform portfolio analysis, including dual ratings, sharp migrations, default statistics, and credit ratios.
• Implement process improvement measures and ensure compliance with regulatory guidelines.
• Develop sector-wise and rating category-wise benchmarks for key financial ratios.
• Conduct External Rating Supervision Committee (ERSC) discussions with credit risk experts and implement suggested improvements in criteria and processes.
• Support in liaising with regulators for compliance, inspections, and portfolio-related submissions.
• Map global ratings to the company's scale based on cumulative default rates.

Skills Required
Analysis, Finance, Excel, Credit, Reserch