Associate -Credit Strategy - Chase Auto

Job responsibilities

• Assist with credit analysis and portfolio performance monitoringto help identify risk trends and shifts in key metrics.
• Support the development and maintenance of underwriting guidelines, policy documentation, and risk frameworksin line with business priorities.
• Prepare data-driven reports, presentations, and insightsfor credit leadership and cross-functional partners.
• Help evaluate credit exposures and recommend risk mitigation actionsfor standard credit scenarios, following established policies.
• Collaborate with Risk, Underwriting, and Finance teamsto help operationalize credit strategy and improve decisioning processes.
• Participate in special projectsrelated to credit strategy, portfolio optimization, and risk governance.
• Engage in ongoing learning and developmentto build expertise in credit strategy, risk models, and industry best practices.

Required Qualifications, Capabilities and Skills

• Bachelor's degreein finance, economics, business, data analytics, or a related discipline.
• Minimum 6+ years of relevant experiencein consumer credit, credit risk, portfolio analytics, underwriting, or related functions at a financial institution or credit analytics organization.
• Strong analytical skillswith the ability to interpret data, identify trends, and support actionable conclusions.
• Basic understanding of consumer credit products, credit risk concepts, and portfolio performance drivers.
• Proficiency in Excel and quantitative tools
• Effective written and verbal communication skillsto present findings and recommendations to business partners.
• Team-oriented mindsetand ability to work collaboratively in a fast-paced environment
• Curiosity and eagerness to learnabout credit strategy, risk models, and industry best practices.

Preferred Qualifications, Capabilities and Skills

• Familiarity with SQL or visualization tools such as Tableau or Power BI

Skills Required
Power Bi, Sql, Excel, Tableau