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Kotak Mahindra Bank Limited
Management Trainee-Process Analyst-Support Services-Consumer RiskKotak Mahindra Bank Limited • Mumbai, India
Management Trainee-Process Analyst-Support Services-Consumer Risk

Management Trainee-Process Analyst-Support Services-Consumer Risk

Kotak Mahindra Bank Limited • Mumbai, India
30+ days ago
Job description

Role: Management Trainee - Risk Analytics & Strategy

Roles & Responsibilities

  • Role offers AI/ ML Model development and Validation for different financial products
  • Provide analytics at portfolio and segment levels for the purpose of monitoring, making policy adjustments, provide sound credit decisions with the ultimate goal of optimizing risk and rewards
  • Monitor and analyze the Loan portfolios continuously with a focus on growing and maintaining the healthy portfolios, with regular refinement of existing rules and policies
  • Suggest policy & process changes basis portfolio trends and market conditions
  • Responsible for the regular validation as well as new development of the portfolio score & segmentation models through collaboration with stakeholders from risk & analytics team
  • Assess risk appropriately when business decisions are made, demonstrating particular consideration for the company's reputation and safeguarding its clients and assets
  • Industry benchmarking on best practices in fraud/credit risk in the market
  • Ensure compliance with applicable rules/regulations and adhering to company policy & ethics.

Requirement

  • Must have excellent analytical ability and quantitative skills
  • Good to have Excel/ Python/ SQL / PowerBI skills
  • Degree in Economics, Statistics, Mathematics, Data Science, or related quantitative disciplines.
  • Must have excellent project management skills with a demonstrated ability to follow through on execution to deliver required results
  • Must have the ability to manage and influence both internal and external stakeholders
  • Must have excellent verbal and written communication skills

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Management Trainee-Process Analyst-Support Services-Consumer Risk • Mumbai, India

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