FINANCE HEAD - UNSECURED LENDING

Job Description :

• Collaborate with the Family Board, the President of Unsecured Lending, and other senior leaders to align financial strategies with overall business goals and stakeholder expectations. Develop and implement financial models to optimize profitability, cost efficiency, and portfolio performance. Drive financial planning and analysis (FP&A) for the unsecured lending division, including budgeting, forecasting, and variance analysis. Lead the development and execution of the Annual Operating Plan (AOP) for the unsecured lending division, ensuring alignment with organizational goals and financial targets. Monitor the financial health of the unsecured lending portfolio, analyzing key metrics such as delinquency rates, recovery percentages, and net interest margins. Provide actionable insights to improve portfolio performance and mitigate risks. Ensure compliance with RBI guidelines, NBFC regulations, and internal financial policies. Work closely with the collections team to ensure financial alignment in recovery strategies and cost optimization. Act as a key financial advisor to the Family Board, President of Unsecured Lending, and other senior stakeholders. Prepare and present financial reports, portfolio updates, and strategic recommendations to the leadership team. Build strong relationships with external stakeholders, including auditors, regulators, and financial institutions. Lead, mentor, and develop a high-performing finance team, fostering a culture of accountability, innovation, and continuous improvement. Leverage digital tools, analytics, and fintech platforms to enhance financial reporting, portfolio monitoring, and decision-making. Drive automation and process improvements to increase efficiency and accuracy in financial operations

Skills Required

FINANCE HEAD - UNSECURED LENDING