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SAYYAM INVESTMENTS PRIVATE LIMITED
Legal ManagerSAYYAM INVESTMENTS PRIVATE LIMITED • kottayam, India
No longer accepting applications
Legal Manager

Legal Manager

SAYYAM INVESTMENTS PRIVATE LIMITED • kottayam, India
4 days ago
Job description

Company Description

Sayyam Investments Private Limited, an RBI-registered Non-Banking Financial Company (NBFC), is dedicated to providing accessible, paperless, and hassle-free financial solutions. Through our flagship mobile application, PayRupik, we offer instant personal loans and MediLoans to meet a variety of financial needs with minimal documentation. With a customer-first approach, we prioritize transparent, compliant, and reliable processes. Driven by technology, we also provide additional services like easy bill payments, ensuring seamless financial solutions for our users.


Key Responsibilities

  • Ensure compliance with RBI Master Directions applicable to NBFCs.
  • Track and implement regulatory updates, circulars, and notifications.
  • Assist in handling RBI inspections, regulatory correspondence, and supervisory observations.
  • Support implementation of Fair Practices Code and customer protection guidelines.
  • Draft, review, and update loan agreements, sanction letters, Key Fact Statements (KFS), hypothecation agreements, guarantees, and related documents.
  • Provide legal advisory on product structuring, new loan offerings, and credit policies.
  • Vet customer communication templates (demand notices, recall notices, etc.).
  • Manage litigation portfolio including civil suits, arbitration, consumer disputes, cheque bounce matters, and recovery proceedings.
  • Coordinate with litigation firm and monitor case progress.
  • Provide strategic legal inputs on high-value default cases.
  • Ensure compliance with recovery and collection-related regulatory guidelines.
  • Draft and review vendor agreements, outsourcing contracts, NDAs, service agreements, and technology contracts.
  • Ensure alignment with RBI Outsourcing Guidelines and data protection requirements.
  • Conduct legal due diligence of service providers.
  • Advise on indemnity, liability, confidentiality, and dispute resolution clauses.
  • Ensure compliance with applicable data protection laws, including the Digital Personal Data Protection Act.
  • Advise on lawful handling of customer data, especially in outsourced operations.
  • Identify legal risks and recommend mitigation measures.
  • Support Board and Committee matters relating to legal issues.
  • Assist in drafting and reviewing internal policies.
  • Coordinate with Compliance and Secretarial teams for statutory matters.


Qualifications

  • Bachelor’s Degree in Law (LLB) – Mandatory


Experience

  • 5 years or more of post-qualification experience
  • Minimum 2 years in NBFC / Banking / Financial Services sector
  • Experience in handling lending documentation preferred


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Legal Manager • kottayam, India

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