Job description
Greeting from Infosys BPM Ltd.,
We are hiring candidates for Consumer Real Estate Underwriting Skill. Please walk-in for interview on 13th March 25 at Bangalore Location
Note: Please carry copy of this email to the venue and make sure you register your application before attending the walk-in. Please use below link to apply and register your application. Please mention Candidate ID on top of the Resume ***
Process Specialist- 2Yr to 4Yrs experience:
https://career.infosys.com/jobdescjobReferenceCode=PROGEN-EXTERNAL-205489
Interview details:
Interview Date: 13th Feb 25
Interview Time: 9:30 AM till 12 PM
Interview Venue:
JP Nagar:
Infosys BPM Limited., #785, Ground Floor Axis Sai Jyoti, 15th Cross 100 Feet Road, Sarakki, 1st Phase. J P Nagar, Bengaluru, Karnataka 560078. Landmark: Near Sindhoor Convention Centre (NOTE: No Candidate parking facility will be available
Documents and things to Carry::
- Carry a print out your updated resume;
- Carry any 2 photo Identity proof (PAN Card/Driving License/Voters ID card/Passport).
- All original education documents need to be available for verification. (10th, 12th, Graduation (Sem Wise Marksheet, CMM. Provisional and Original Degree)
- Candidates to carry mobile charger and ear/headphones to the hiring venue for in-person assessments and evaluations
Job Description:
Job description for Consumer Real Estate Underwriting
Requirements:
- Proven work experience as a credit underwriter or similar role
- Familiar with standard mortgage concepts, practices, and procedures
- Ability to perform an accurate risk assessment to ensure compliance with industry, company, and compliance guidelines.
- Effective communication with relevant parties regarding approval or rejection of loan applications.
- Highly organized and able to prioritize working withing tight and conflicting deadlines
- Detail-orientated with strong data analysis skills
- High mathematical aptitude
- Sound understanding of the Life cycle of a Loan application, from Origination until Funding
- Fluent in English with strong communication skills, both verbal in written
- Good knowledge in MS office skills- MS Word, Excel & MS Teams
- Willingness to work in US working hours (late night shift)
Duties and responsibilities:
- Analyze Home Equity (HELOAN/HELOC) loan applications and documentation to determine eligibility
- Make loan approval or denial decisions based on company policies and procedures
- Review and verify applicants financial information and credit standing
- Analyzing borrowers ability to repay loans
- Timely review of additional supporting documentation
- Evaluate property appraisal and title reports to ensure it meets company and legal standards
- Ensuring underwriting compliance with legal and industry regulations
- Interacting with loan originators and processors to obtain additional documentation or clarification
- Communicating application decision approval, counteroffer, denial to relevant parties
- Deliver on day-to-day process targets in meeting process service levels.
- Conduct quarterly review assessments of files selected for home equity portfolio analysis
Interview Location: JP Nagar
Work Location: Bangalore
Qualification: Graduates & Post graduation
Designation: Process Specialist
Shifts: US Shift
Experience: 2Yr to 4Yrs
Pointers to note:
Please do not carry laptops/cameras to the venue as these will not be allowed due to security restrictions. Original Government ID card is must for Security Clearance
Skills Required
Risk Assessment, Data Analysis