Loan Officer - Retail MFB

Roles and Responsibilities

• Achieve disbursement targets while minimizing delinquency.
• Identify Joint Liability Groups (JLGs) and disbursed loans suitable for target customers and geographies.
• Drive business growth by developing and managing teams for deeper market penetration.
• Assess potential client base and product acceptability in new regions to expand operational areas.
• Manage disbursement, repayment, and delinquency , meeting daily / weekly collection targets.
• Conduct follow-ups on disbursed loans , especially for late payments.
• Undertake regular field visits, center meetings, and loan applicant assessments .
• Maintain portfolio quality by tracking and controlling normal dues, non-starters, delinquency, and frauds.
• Build strong client relationships internally and externally and enhance brand recognition.
• Ensure weekly / daily meetings and center visits are conducted.

Skills Required

Relationship Management, sales acumen , Customer Service, Portfolio Management