Credit Mortgage Underwriter

Job Title : US Mortgage Underwriter / Commercial Mortgage Experience : 2 to 7yrs Salary : upto 9Lpa Qualification : Graduate Notice Period : Immediate to 30 days Location : Pune Skills & Qualifications : 2–7 years of experience in Mortgage Underwriting (US and / or UK process). Proficiency in income calculation, DTI, LTV, and credit risk analysis. Expertise in live underwriting, underwriting specialist, or core underwriting functions. Strong analytical and decision-making abilities. Excellent communication and documentation skills. Immediate joiners preferred. Key Responsibilities : Perform end-to-end underwriting for US and / or UK mortgage applications. Conduct detailed income calculation, DTI (Debt-to-Income), and LTV (Loan-to-Value) analysis. Review credit, collateral, and compliance documents to ensure accuracy. Make sound credit decisions aligned with client and regulatory standards. Handle live underwriting queues and provide real-time decisions. Collaborate with internal teams and stakeholders for smooth loan processing. Maintain high quality, accuracy, and adherence to SLAs.