Role Overview :
We are seeking a hands-on and customer-centric Product Manager to lead the development and optimization of our Digital Onboarding and Account Opening experiences in a leading Indian Bank . You will be responsible for delivering seamless, compliant, and high-conversion onboarding journeys for savings accounts, current accounts, Fixed Deposits, and Retail Assets, and other customer profiles via mobile and web platforms, which will be assisted, DIY, and APIs for partnership integration.
Key Responsibilities :
1. Product Strategy & Ownership
- Define product vision and roadmap for digital onboarding and account journeys (savings, current, NRI, FD, Retail Assets etc.)
- Benchmark with best practices in Indian and global digital banking
- Identify opportunities for automation (e.g., Video KYC, Aadhaar XML, DigiLocker, GSTN, MCA)
2. Customer Journey Design
Map end-to-end customer journeys across mobile and webContinuously optimize UX for drop-off reduction and faster onboardingConduct user research, feedback analysis, and A / B testing3. Technology & Delivery
Translate business requirements into clear PRDs / user storiesCollaborate with engineering, design, and QA teams for timely deliveryOwn backlog grooming, sprint planning, and release management4. Compliance & Risk Alignment
Ensure journeys are compliant with KYC / AML regulations and RBI guidelinesLiaise with internal Compliance and Risk teams for approvals5. Performance Management
Track product KPIs (conversion, activation, TAT, CSAT, etc.)Implement continuous improvements based on metrics and feedback6. Partner Integrations
Manage relationships with onboarding tech vendors (e.g., eKYC, PAN validation, NSDL, UIDAI, etc.)Evaluate and onboard new partners to improve efficiency and reduce costKey Requirements : Education :
Bachelor s degree in Engineering or related fieldMBA is a plus, but not mandatoryExperience :
5 7 years of total experience, with at least 2 3 years in digital banking product managementProven experience in launching or managing digital onboarding / account opening flowsExperience working in / with banks, fintechs, NBFCs, or regulated entitiesSkills & Competencies :
Strong understanding of Indian KYC / AML regulations and RBI guidelinesComfortable with APIs, workflows, wireframes, and agile tools (JIRA, Figma)An analytical and data-driven mindsetExcellent communication and stakeholder management skillsAbility to work independently and thrive in a lean setupKPIs / Success Metrics :
Account opening conversion rateDrop-off reduction across funnel stagesAverage onboarding time (start to activation)Regulatory compliance score (zero non-compliance events)Customer satisfaction (CSAT / NPS) for onboardingSkills Required
Account Opening