Product Lead - Credit Products

Who we are

Money. A subject that’s always on our mind. At Jupiter, our mission is to help people build a better relationship with money - simple, transparent, and empowering.

We’re a financial services platform that brings banking, lending, and investments together in one intuitive, tech-first experience. From savings and credit cards to instant personal loans and SIPs, everything we build is designed to help users manage and grow their money effortlessly.

Founded in 2019 by Jitendra Gupta (ex-Citrus Pay) , Jupiter has grown to over 2.7 million users , backed by a strong portfolio of lending, rewards, and wealth products. With offerings like the Edge RuPay Credit Card , No-Penalty SIPs , and Daily SIPs , we continue to push boundaries in digital finance.

About the Role

We are looking for a Senior Product Manager – Lending to drive the evolution of Jupiter’s lending stack across personal loans, salary advances, and future credit constructs.

This role demands deep product ownership and execution depth from crafting a frictionless user journey to solving risk, compliance, and growth problems with product thinking. You’ll work closely with engineering, credit, data science, and risk teams to deliver scalable, compliant, and customer-obsessed lending experiences.

What You’ll Do

• Own the end-to-end lending product lifecycle , from conceptualization, design, and build to launch and scale.
• Deep-dive into data and funnels to identify friction points, improve conversions, and reduce drop-offs.
• Build and enhance user journeys across loan origination, KYC, underwriting, disbursal, repayment, and collections.
• Work cross-functionally with engineering, credit, compliance, and risk to deliver compliant and high-impact product outcomes.
• Collaborate with risk and data teams to design smarter underwriting logic, improve approval rates, and maintain portfolio quality.
• Stay compliant and audit-ready by ensuring alignment with RBI’s Digital Lending Guidelines and Fair Practices Code.
• Define success metrics - activation rate, approval %, NPA %, ROA, funnel conversion, and improve them continuously.
• Champion user empathy - build for real user credit needs, not just numbers.

What You’ll Bring

Why Jupiter