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AVP-Business Planning & Analysis

AVP-Business Planning & Analysis

MashreqGhaziabad, IN
3 days ago
Job description

Job Purpose

  • Review and update the ALM policy, ensuring governance around ALM process
  • IRRBB analysis
  • Keep oversight of key developments / escalations from IBG ALCO
  • Monitor recovery plan triggers
  • In depth analysis of Net interest margin (NIM) on monthly basis to ALCO
  • Produce P&L analysis, funding center profit distribution and handle all adhoc analysis requirements of the funding center.
  • Produce Group ALCO pack on monthly basis
  • To automate reports in coordination with IT to improve operational efficiency.
  • To play a a key role in the new management reporting projects
  • Annually refresh policies on ALM and other related policies like Group Capital Allocation policy, RAROC policy
  • Review bank level capital and overseas branches capital position and prepare periodic reports for ALCO
  • Have in depth understanding of RAROC and produce quarterly analysis of RAROC

Key result Areas

  • Provide adhoc analysis requested by ALCO in complex areas, such as deep dive analysis into NIM, peer analysis on capital ratios, liquidity related, etc.
  • Comply with Interest rate risk in banking book (IRRBB) standards
  • Review and update the ALM policy, ensuring governance around ALM process
  • Specific focus on in-depth analysis, timely submission of presentations, , improving efficiency and maintaining / enhancing controls in ALM
  • To publish a consolidated view of the funding center including diverse and complex revenue streams like investments and money market. Responsibility to reconcile this P&L with management books.
  • Coordinating automation initiatives in coordination with IT in brining new innovations and automation initiatives
  • To prepare ALCO pack accurately and ensure that sufficient internal controls are maintained.
  • Prepare RAROC analysis – bank wide and publish the results to Group ALCO
  • Perform analysis on capital adequacy, capital efficiency – group level and overseas branches

    Knowledge, Skills and Experience

  • Chartered accountant with 8-10 years of banking experience in areas of management or financial reporting
  • Ability to write codes to automate various excel based reports preferred. Excellent PC skills and should be seamlessly able to work with all Microsoft application, in specific excel and power point and PowerBI
  • Excellent understanding of the back end systems and complexities of FTP / ALM processes.
  • Good knowledge of interest rate risks & liquidity risks of various banking products
  • Strong interpersonal skills to coordinate with cross functional teams in projects and delivering to expectations of key stakeholders.
  • Capable of understanding & communicating in a clear and concise fashion with various senior business group executives & other stakeholders across the bank on issues concerning transfer pricing, ALM and projects

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