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Manager - Structured Finance - Credit - Mumbai - Lower Parel - JM
Manager - Structured Finance - Credit - Mumbai - Lower Parel - JMConfidential • Mumbai, India
Manager - Structured Finance - Credit - Mumbai - Lower Parel - JM

Manager - Structured Finance - Credit - Mumbai - Lower Parel - JM

Confidential • Mumbai, India
5 days ago
Job description

Job Description

Major Deliverables :

  • Preparation of Credit appraisal note and In-principle notes / presentations.
  • Liaison with business, legal and risk teams for execution of transactions, including transaction structuring / term sheet preparation, credit checks on compliance with Pre-Disbursement Conditions, etc.
  • Building knowledge base by engaging with internal as well as external parties.
  • Preparation of financial models and tracking of key operating parameters in key sectors.
  • Tracking & monitoring development in sectors under coverage.

Specialized job competencies :

  • Understanding of financial statements, and financial analysis of large corporates / mid-corporates
  • Proficient writing skills, for preparing credit appraisal note, in concise manner, while at the same time bringing out all the key aspects of a transaction
  • Financial modelling skills (MS-Excel) for preparing business plan / financial projections.
  • Domain expertise in sectors under coverage
  • Understanding of banking / lending business, and the regulatory aspects in relation to the same
  • Research oriented approach of working with an eye for detail.
  • Term sheet Drafting
  • Identifying key drivers, risks and key issues in the transaction being evaluated, and leading the discussions with client and other stakeholders (LIE, rating agencies, etc) for understanding key aspects / risks of the transaction, and obtaining suitable clarifications on the same, with the objective of making the transaction bankable.
  • Presenting the transaction internally to senior management, bringing out the key strengths, risks and mitigants of the proposed transaction, prior to putting up to appropriate committee for final approval.
  • Desired Experience :

  • 2-4 years' experience in business / credit / risk profile of a financial institution / bank / NBFC / credit rating agency handling transactions in structured finance domain. Experience with Large corporate houses, consultancies would also be acceptable.
  • Skills Required

    Financial modelling skills, Understanding of banking lending business, Term sheet drafting, Understanding of financial statements, Research oriented approach, MS-Excel

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