Data Scientist / Senior Data Scientist

About the Company : Kinara Capital is a FinTech NBFC dedicated to driving Financial Inclusion in the MSME sector. Our mission is to transform lives, livelihoods, and local economies by providing fast and flexible loans without property collateral to small business entrepreneurs. Kinara Capital values diversity and inclusion and fosters a collaborative working environment. Kinara Capital is the only company from India recognized globally by the World Bank / IFC with a gold award in 2019 as ‘Bank of the Year-Asia’ for our innovative work in SME financing. Kinara Capital is an RBI-registered Systemically Important NBFC. Headquartered in Bangalore, we have 133 branches across Karnataka, Gujarat, Maharashtra, Andhra Pradesh, Telangana, Tamil Nadu, and Puducherry with more than 1800 employees. https : / / kinaracapital.com / Job Title : Data Scientist / Senior Data Scientist Department : Data Science Department Report to : SVP, Head of Data Science Team Details and Job Responsibility : The scope of work for the data science team is diverse and comprehensive. The Data science team plays a crucial role in making better and faster data driven decisions using Advanced analytics, modelling, and machine learning techniques. The Data Scientist / Sr Data Scientists will be responsible for end-to-end delivery of projects covering areas of Risk Modelling and Analytics, Systemic Implementation of the Models using API’s, Lending Strategy Development, Bureau Score analytics, Portfolio Risk Management, Collections Models and Strategy, Fraud and Anomaly Detection and other analytics such as HR Analytics and Sales Forecasting. Qualifications : Education : MS / MTech / BTech graduates or equivalent with a focus on data science and quantitative fields (CS, Engineering, Mathematics, Economics) Work Experience : Overall 1 to 3 years of proven experience in AI / ML with Python. Out of the total experience, at least 1 to 2 years of experience should be in Lending, FinTech, Banking / Financial Services Skills & Competencies Technical Skills ⮚ Proven experience in usage of Python and SQL ⮚ Excellent in programming and statistics ⮚ Working knowledge of AWS, Git and Postman Soft Skills ⮚ Strong Communication Skills (Written and Verbal) ⮚ Collaboration and Teamwork ⮚ Attention to Details ⮚ Problem Solving ⮚ Analytical Thinking Competencies ⮚ Statistical Analysis and Modelling ⮚ Machine Learning Algorithms and Techniques (such as XGBoost, Random Forest, Optimizations Techniques) ⮚ Excellent grasp of data handling and processing in Pandas ⮚ Prior Experience in the following areas will be a big plus : Building Origination Models / Strategies, Collection Models and Strategies, Anomaly Detection Models Behavioral Traits ⮚ Curiosity ⮚ Initiative ⮚ Energetic ⮚ Bias for Action ⮚ Continuous Learning and Growth Mindset