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Tech Lead - Payments

Tech Lead - Payments

ConfidentialIndia, Bengaluru / Bangalore
21 hours ago
Job description

About Zoca

Zoca is an AI-powered growth platform transforming how hyperlocal service businesses get discovered, booked, and rebooked. Founded in 2024, we've powered 120,000+ bookings across 1,000+ businesses, generating $10M+ in revenue for local entrepreneurs. Backed by Accel and Elevation Capital, we're building the future of local business growth with Voice AI and AI Agents.

Role Overview

  • Lead the architecture and development of our payments infrastructure.
  • Own the technical roadmap for seamless payment processing, subscription billing, and financial integrations serving SMBs.

What You'll Do

  • Design and build scalable payment systems for US market (ACH, credit cards, digital wallets)
  • Lead a team of 3-5 engineers, driving technical excellence and fast execution
  • Architect integrations with payment gateways and compliance frameworks
  • Ensure PCI-DSS compliance, fraud prevention, and 99.9% uptime
  • Handle multi-currency, tax calculations, and US regulatory requirements
  • Partner with product teams to solve real problems for American merchants
  • Navigate banking systems, chargeback management, and dispute resolution
  • What We're Looking For

  • 6+ years in backend engineering, 2+ years leading technical teams
  • Experience with Stripe, Authorize.net, Square, or similar payment gateways
  • Strong understanding of US compliance (PCI-DSS, SOC 2, state regulations)
  • Knowledge of ACH transfers, credit card processing, and subscription billing
  • Ownership mindset—you build it, you own it
  • Why Join Zoca

  • Build something meaningful – Shape a platform transforming how local businesses grow online
  • Innovate with AI – Work on cutting-edge LLM and AI-agent-based features
  • Join early, grow fast – Be part of a high-impact core team at a rapidly scaling startup
  • Collaborate closely – Work directly with product, growth, and leadership teams in Bangalore
  • Led by vision – Founded by Ashish Verma, a SaaS entrepreneur with a proven track record in building marketing-led products for SMBs
  • Skills : compliance,credit card processing,subscription billing,ach transfers

    Skills Required

    Stripe, authorize.net, credit card processing

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    Tech Lead • India, Bengaluru / Bangalore