Roles and Responsibilities
- Conduct personal discussion of cases as per policies and maintain strict quality adherence.
- Adhere to agreed SLAs and timelines for completing assigned activities.
- Apply skills in underwriting, disbursements, collateral management , and coordination with cross-functional sales operations.
- Protect company assets by properly evaluating credit requests, establishing credit limits , and ensuring loans are documented and secured.
- Ensure proper communication of credit decisions to stakeholders.
- Improve underwriting efficiencies while ensuring adequate risk management.
- Perform loan account verification, cross-verification (member house visits), KYC checks , bank passbook and document verification, income and expense assessment, negative area checks, CPC checklist verification, and loan card verification from other lending institutions.
- Monitor bucket status, death cases, branch compliance, and ICQ observation closures .
Skills Required
Loan Underwriting, Credit Evaluation, Risk Management, Collateral Management