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Sr Mortgage Process Associate

Sr Mortgage Process Associate

ConfidentialKollam, India
5 days ago
Job description

Job Title : Mortgage Processor / Underwriter – U.S. Mortgage Operations

Location : Technopark, Kollam, Kerala, India

Employment Type : Full-Time

About Us

We are a fast-growing U.S. mortgage processing company with a global presence. Our Indian office, located in Technopark Kollam, supports end-to-end mortgage operations for U.S.-based lenders and brokers. We are looking for experienced professionals in U.S. Mortgage Processing and Underwriting who are ambitious, detail-oriented, and eager to grow with us.

Key Responsibilities

Mortgage Processor

  • Review loan applications and supporting documents for accuracy and completeness.
  • Coordinate with loan officers, borrowers, and third parties to gather required information.
  • Order and track appraisals, credit reports, title, VOEs, and other documentation.
  • Ensure compliance with U.S. mortgage regulations and company policies.
  • Maintain pipeline management and timely loan file submission.

Mortgage Underwriter

  • Review and analyze credit, income, asset, and collateral documents.
  • Assess borrower eligibility in line with U.S. agency and investor guidelines (Fannie Mae, Freddie Mac, FHA, VA, USDA).
  • Issue underwriting decisions (Approve, Suspense, Deny) with clear conditions.
  • Mitigate risk by ensuring compliance with company, investor, and regulatory requirements.
  • Work closely with processors and loan officers to resolve file conditions.
  • Required Qualifications

  • Minimum 3 + years of experience in U.S. Mortgage Processing and / or Underwriting.
  • Strong knowledge of U.S. mortgage guidelines and compliance requirements.
  • Excellent communication skills (written and verbal in English).
  • Ability to work in a fast-paced, deadline-driven environment.
  • Proficiency in LOS systems (LendingPad and Arive, or similar) is a plus.
  • What We Offer

  • Best package in the industry (as per candidate profile and experience).
  • Opportunity to work with a global team and gain U.S. mortgage exposure.
  • Career growth and internal advancement opportunities.
  • Modern office space in Technopark, Kollam, Kerala with professional work culture.
  • How to Apply

    Interested candidates can send their updated resume to [HIDDEN TEXT] with the subject line : Application – Mortgage Processor / Underwriter .

    Skills Required

    Arive, LOS systems, U.S. mortgage guidelines, LendingPad, compliance requirements

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