Treasury (Debt Raise)_Fintech / NBFC

About Rupeek :

Rupeek, established in 2015 and headquartered in Bangalore, stands as India's leading asset-backed digital lending fintech platform. Committed to making credit accessible to Indians in a fair and convenient manner, Rupeek pioneers innovative financial products focused on monetizing India's $2 trillion gold market. Leveraging state-of-the-art technology and an automated asset-light supply chain, Rupeek is transforming the gold loan disbursal landscape across 40+ cities in India. With a customer base exceeding 5,00,000+, the company's strategic partnerships with top banks and financial institutions underscore its commitment to building gold-backed assets through low-risk, low-touch, and friction-free processes. Rupeek's impressive journey is supported by key investors such as Sequoia Capital, Accel Partners, Bertelsmann, and GGV Capital. Join us in redefining the future of finance through innovation, technology, and a commitment to financial inclusivity.

Job Title : Director / Associate Director - Treasury (Head – Treasury)

Education : MBA Finance / CA / CFA or equivalent professional degree.

Experience : 8+ years of relevant experience

Location : Mumbai / Bangalore

Must Have :

• At least 5 years of Treasury (Fund-raising, Ratings) experience in NBFC / HFC (rated BBB to AA)
• Strong banking / NBFC relationships and relationships with market participants like arrangers
• Experience in raising NCDs desirable
• Understanding of liquidity management, ALM, credit ratings
• Strong analytical skills, meticulous and understanding of credit
• General understanding of various borrowing products available in the market

Position Overview :

The role will play a critical role in shaping and executing treasury strategies and shall include the following key responsibilities :

Candidate Profile :

Detailed Job Responsibilities :

Develop and implement strategic plans for fund-raising activities, ensuring alignment with the company's financial objectives.

Oversee end-to-end execution in fund-raising exercises, including responding to credit queries, documentation, draw-down processes, and post draw-down compliances.

Cultivate and maintain strong relationships with banks, NBFCs, and market participants, including arrangers.

Negotiate favorable terms for various financial transactions in collaboration with internal stakeholders.

Utilize your experience to lead the process of raising Non-Convertible Debentures (NCDs) in Listed / Unlisted space.

Work closely with legal and compliance teams to ensure regulatory adherence in NCD issuances.

Ensure effective liquidity management and implement Asset Liability Management (ALM) strategies.

Monitor daily cash-flows to optimize fund allocation and mitigate liquidity risks.

Manage relationships with rating agencies, providing necessary data to support credit rating objectives.

Proactively address any issues that may impact the company's credit ratings.

Monitor and track debt covenants, providing periodical data to lenders.

Implement measures to ensure compliance with debt covenants and mitigate risks.

Manage corrective measures including negotiate curing periods, waivers with lenders

Address and manage the requirements of internal stakeholders, particularly the Accounts & Finance team.

Handle borrowing-related queries from auditors, ensuring transparency and compliance.

Ensure proper dissemination of periodic MIS to lenders, and handle post disbursal monitoring

Stay informed about changes in regulatory guidelines related to treasury management and implement necessary adjustments to ensure compliance.

Rupeek Fintech Pvt Ltd is an equal opportunity employer, welcoming applications from candidates of diverse backgrounds and experiences.