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▷ (19 / 10 / 2025) Finance Expert or Banking Expert

▷ (19 / 10 / 2025) Finance Expert or Banking Expert

Palladium : Make It PossibleIndia
8 days ago
Job description

Qualification and Experience

  • Master’s degree in Finance, Banking, Economics, Agribusiness, or related field.
  • Minimum 10 years of professional experience in banking, rural finance, or agricultural finance.
  • Proven track record of working with banks, MFIs, or international development organizations in agriculture / rural finance / Livelihood sector.
  • Strong understanding of agricultural value chains, rural credit systems, and inclusive finance models.
  • Knowledge of digital financial services, fintech solutions, and risk mitigation (crop insurance, guarantees).
  • Experience in donor-funded development projects (World Bank, IFAD, FAO, USAID, etc.) preferred.
  • Experience of working in North Eastern states will be an added advantage.

Skills :

  • Commercial Transactions, financial modeling, stakeholder engagement and negotiation skills, financial literacy, agribusiness finance, Agriculture and rural livelihood dynamics
  • Scope of Work

  • Develop and implement financing strategies for farm and non-farm livelihood activities
  • Identify innovative credit financing model (value-chain financing, blended finance, digital financial services, green / climate finance).
  • Facilitate linkage between beneficiaries (SHGs, SHG Member Entrepreneurs) and formal financial institutions (bank, MFIs etc.)
  • Support in designing and operationalizing product tailored for agriculture and rural enterprises
  • Liaise with Bank, Insurance Companies and Government schemes to leverage benefit for beneficiaries.
  • Train enterprises on financial literacy, credit management, and business planning
  • Train stakeholders on financial regulations, risk management and compliance requirements
  • Advice on policies related to agricultural credit, rural financing and non-farm enterprise promotion
  • Build partnership with Banks, NABARD, SIDBI, Cooperative Bank, Microfinance Institution and Insurance providers.
  • Contribute to project design, proposal writing, and financial models for livelihood and agriculture projects.
  • Monitor and evaluate financial inclusion components of livelihood projects, ensuring effective results and impact measurement.
  • Provide regular reports, case studies, and best practice documentation.
  • Other activities as assigned by Project Manager / Team Leader.
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