Mega Walkin HCLTech Banking & Finance 12th and 13th September 2025

If you are looking for an exciting opportunity, join us at the Walk-in Drive!

HCL is

hiring for Associate / Senior Executive

roles, and we are conducting a

Walk-in Drive

in Navalur.

Walk-in Drive Details :

Location :

HCL Technologies Ltd, ETA 3, No 33, Block 1, Sandhya Infocity, OMR, Rajiv Gandhi Salai, Navalur, Chennai

Date :

12th September, Friday & 13th September Saturday

Time :

10 : 00 AM - 3 : 00 PM

Contact HR SPOC Dharani & Sanjay

Job Opportunity : Associate / Senior Executive

Location :

Chennai

Shift Timing :

6 : 00 AM 4 : 00 PM (IST)

Domain :

Australian Mortgage Underwriting

Work Model :

Work from Office (WFO)

Job Summary :

The ideal candidate will be responsible for auditing loans underwritten by credit officers to ensure compliance with bank policies, guidelines, and regulatory requirements. This involves reviewing loan applications, assessing documentation accuracy, verifying lending criteria, and identifying any discrepancies.

Responsibilities :

• Analyzing customer financial positions, employment history, credit history, and ability to repay.
• Understanding and applying the

4 Cs of Credit

effectively.

regulatory and company guidelines .

Brokers / Lenders .

strong customer-centric communication skills .

Core Responsibilities :

Skills & Qualifications :

Responsible Lending Obligations

APRA and ASIC regulations

analytical and financial assessment

skills

attention to detail

and

time management

communication & stakeholder management

skills

lending policies & procedures

KYC process

Qualification & Experience :

Education :

Bachelor's or Master's degree in any field.

Experience : 2+ years in

Mortgage Underwriting and Quality

in

Australian, USA, or UK mortgage domains .

Must-have :

Strong understanding of

Australian, US, or UK lending regulations .

Added Advantage : Candidates with

strong communication experience with onshore clients

will have an edge.

Job Title :

Quality Analyst (Australian Mortgage Underwriting)

Location :

[Chennai]

Shift : Australian Day Shift

Working Model : WFO

Experience : 2+ years in

Employment Type : Full-time

Job Summary :

To effectively monitor mortgage underwriting activities, typical responsibilities in Australian mortgage roles include :

Evaluating client financials

to determine loan eligibility.

Recommending appropriate loan products

based on client needs and financial profiles.

Processing loan applications

efficiently and accurately.

Ensuring compliance

with lending regulations and internal policies.

Maintaining quality standards , conducting regular audits, and ensuring adherence to guidelines.

Providing constructive feedback

and coaching team members to enhance performance and drive continuous improvement.

Key Responsibilities :

Conduct audits on mortgage underwriting cases

Evaluate adherence to Australian credit policies and lender guidelines based on SOP

Identify errors and trends in processing

Provide constructive feedback to underwriters based on audit findings

Conduct one-on-one coaching sessions to address performance gaps

Escalate potential risks or non-compliance issues to the TL.

Ensure adherence to NCCP (National Consumer Credit Protection Act), AML, and other regulatory requirements.

Maintain audit documentation and RCA log.

Prepare daily / weekly audit reports

Track individual and team quality scores

Requirements :

Graduate / Postgraduate in Finance, Commerce, or a related field.

2+ years of experience in mortgage operations, with at least 1+ year in a quality assurance role

Strong attention to detail and analytical skills, communication skills

Good knowledge of MS-excel skills (Analysis of data and reporting dashboards).

Ability to work in fast-paced environments and meet deadlines.

Preferred Skills :

Certification in mortgage lending or credit assessment.

Experience with income types including PAYG, self-employed, rental, foreign income.

Sound knowledge of credit bureaus like Equifax (AU).

Familiarity with verification tools and fraud checks used in the Australian mortgage ecosystem.

Proficiency in tools like MS Excel and capable of doing basic root cause analysis, framing action plans, lean and Continuous Improvement) with good communication skills.