Credit Manager-HF-HOUSING FINANCE-Credit

Credit Manager-Working Capital-Credit

Bangalore, Karnataka, India

JOB DESCRIPTION

Job Role : As part of Credit Team for Working Capital Finance

• . Managing team of Credit Managers
• . Underwriting & making proposals of Working Capital Finance ( Fund & Non Fund based )
• . Under writing cases with desired level of quality and enabling achievement of branch business target by proper training.
• . Visiting customers for personal discussions and deal structuring
• . Studying monitoring reports & keeping track of portfolio quality. Taking necessary steps to ensure that the required quality levels are maintained
• . To evaluate proposals of customers for Home Loans, Loan against Property
• . Decision making within defined TAT
• . Understanding of property related aspects (like legal title and market value of the property) is an added advantage
• . Coordinating with sales, operations, legal, technical and customer service

Job Requirements :

o Technical underwriting experience

o Analytical skills

o Experience of 2-4 years in relevant working capital products is desired,

o Should be able to handle time bound activities effectively

o Should be an effective team player.

o Should have a sense of urgency & keenness to learn.

Location Credit Manager-SBE-Small Business Enterprise-Credit

Delhi, India

TRENDING

JOB DESCRIPTION

Role

Credit Appraisal

Stock on Hire : Increase in volume of business

NPA trend

Infant loan which is less than 12 months NPA

Skills Required

Analytical Skills, Asset Management, Credit Appraisal