Senior Finance Manager Responsibilities :
- Loan Book & Portfolio Management
- Oversee Apollo Finvests loan book across direct sourcing, co-lending, and BC partnerships.
- Build and maintain real-time dashboards to monitor key metrics (NPA %, PAR, collections efficiency, etc.
- Ensure accurate reconciliation of all loans with bank statements, LMS, and accounting systems.
- FLDG & Partnership Management
- Lead financial evaluations and monitoring of fintech partners with FLDG arrangements.
- Track and reconcile FLDG coverage, defaults, and recoveries.
- Manage co-lending and BC partnerships, including financial diligence, cash flow alignment, and MIS integration.
- Evaluation & Due Diligence of Partners
- Conduct in-depth financial and risk analysis of NBFCs and fintech entities.
- Review promoter background, CAR, GNPA / NNPA, ALM, audit reports, and compliance status.
- Prepare recommendation reports for partnerships and investments.
- Financial Reporting & Compliance
- Prepare accurate financial statements (quarterly / annual) in compliance with SEBI and RBI norms.
- Oversee statutory audits, internal audits, and RBI inspections.
- Manage tax planning, GST compliance, and other regulatory filings.
- Automation & Process Optimization
- Partner with the product team to automate reconciliation, reporting, and financial processes.
- Integrate finance dashboards into the LMS for real-time risk visibility.
- Identify automation opportunities in financial reporting and portfolio monitoring.
- Strategic Financial Planning
- Prepare monthly MIS, cash flow forecasts, and portfolio analysis.
- Collaborate with leadership to improve margins, reduce defaults, and optimize lending operations.
- Evaluate ROI and financial performance of partnerships and products.
Key Skills & Experience :
Chartered Accountant (CA) with 5+ years of experience, preferably in digital lending or fintech-NBFC models.Strong knowledge of unsecured personal loans and FLDG models in co-lending and BC partnerships.Expertise in NBFC operations, RBI compliance norms, and financial reporting for publicly listed companies.Hands-on experience in loan reconciliation, portfolio health tracking, and dashboard creation.Proven track record of due diligence of NBFCs and fintech companies.Strong analytical and financial modeling skills (NPA %, PAR, interest yield, etc.Proficiency in Tally, Excel (advanced) and familiarity with ERP / LMS systems.Traits We Value :
Strategic Thinker : Can link financial insights with business strategy.Problem Solver : Finds automation-driven solutions to manual finance tasks(ref : iimjobs.com)