Talent.com
This job offer is not available in your country.
Card operations and chargeback associate

Card operations and chargeback associate

TriOptusludhiana, punjab, in
18 days ago
Job description

Title : Senior Associate - Retail Banking Ops-Cards Operations Issuing

Duration : 6 months

Type : CONTRACT and REMOTE

Objective :

To minimize financial losses for the bank, merchants, and cardholders by implementing robust chargeback management processes, optimizing dispute resolution efficiency, and ensuring compliance with card scheme regulations.

Key Strategies & Responsibilities

1. Chargeback & Dispute Management

  • Handle daily chargeback cases promptly to minimize financial exposure for the bank, merchants, and cardholders.
  • Investigate disputes thoroughly and ensure accurate documentation to defend against unwarranted chargebacks.
  • Identify trends and root causes of disputes, recommending corrective actions to acquiring merchants and internal teams.

2. Dispute Loss Reduction

  • Analyze dispute data to identify high-risk merchants, transaction types, or patterns leading to chargebacks.
  • Collaborate with merchants to implement fraud prevention tools, transaction verification processes, and best practices to reduce disputes.
  • Share regular insights with stakeholders to improve dispute win rates and reduce loss ratios.
  • 3. Process Optimization & Risk Control

  • Design, implement, and continuously improve operational processes for chargeback handling and dispute resolution.
  • Maintain strong financial controls, ensuring compliance with internal risk policies and regulatory requirements.
  • Balance risk mitigation with service delivery to protect profitability while ensuring positive merchant and cardholder experience.
  • 4. Cross-Functional Collaboration

  • Partner with product, promotions, and operations teams to assess risk impact of new initiatives and campaigns.
  • Provide input during product design and rollout to ensure risk controls are embedded from inception.
  • Support business decisions by presenting data-driven insights and risk impact assessments.
  • 5. Compliance & Quality Monitoring

  • Ensure adherence to Visa, Mastercard, JCB, CUP, Diners, and other card scheme chargeback regulations
  • Create a job alert for this search

    Operation Associate • ludhiana, punjab, in

    Related jobs
    • Promoted
    Ecommerce Reporting and Analytics Lead

    Ecommerce Reporting and Analytics Lead

    MultiplyMiiludhiana, punjab, in
    Ecommerce Reporting and Analytics Lead.Our client is a growth-focused firm that builds and scales high-performing e-commerce brands across Amazon, Shopify, and Walmart. With a strong track record of...Show moreLast updated: 7 days ago
    • Promoted
    Assistant Operations Manager

    Assistant Operations Manager

    Firstsourceludhiana, punjab, in
    Firstsource Solutions is a leading provider of customized Business Process Management (BPM) services.Firstsource specializes in helping customers stay ahead of the curve through transformational so...Show moreLast updated: 26 days ago
    • Promoted
    Banking & Payment Gateway Executive

    Banking & Payment Gateway Executive

    SUMMERMUTE PVTJalandhar, Punjab, India
    We suggest you enter details here.This is a full-time on-site role as a Banking & Payment Gateway Executive located in Jalandhar. The executive will be responsible for managing banking transactions,...Show moreLast updated: 30+ days ago
    • Promoted
    BPM Analyst (Appian) (Contract)

    BPM Analyst (Appian) (Contract)

    nineDots.ioludhiana, punjab, in
    BPM Analyst (Appian) (Contract) - Immediate Start.Must be able to start within 1 week of offer.We’re supporting a global digital banking technology provider that’s helping financial institutions ac...Show moreLast updated: 26 days ago
    • Promoted
    Senior Associate Credit

    Senior Associate Credit

    Castellan Real Estate Partnersludhiana, punjab, in
    Job Description : Senior Associate Credit.We are seeking a motivated and detail-oriented.The successful candidate will have 7-8 years of relevant credit experience and will work closely with the US ...Show moreLast updated: 17 days ago
    • Promoted
    Customer Success Associate

    Customer Success Associate

    Readywireludhiana, punjab, in
    We are looking for a Client Success Associate at Readywire to handle a variety of customer inquiries and maintain high customer satisfaction. Would you be interested in learning more about this posi...Show moreLast updated: 18 days ago
    • Promoted
    Assistant Manager - CRM Operations

    Assistant Manager - CRM Operations

    Emeritusludhiana, punjab, in
    Emeritus is committed to teaching the skills of the future by making high-quality education accessible and affordable to individuals, companies, and governments around the world.It does this by col...Show moreLast updated: 30+ days ago
    • Promoted
    Marketplace & Quickcommerce Manager

    Marketplace & Quickcommerce Manager

    Yugen Consulttingludhiana, punjab, in
    Product Listing & Optimization.Ensure all products are listed with high-quality images, compelling descriptions, and optimized keywords. Conduct A / B testing for product titles, bullet points, and de...Show moreLast updated: 7 days ago
    • Promoted
    Revenue Operations Manager

    Revenue Operations Manager

    Singularludhiana, punjab, in
    Singular is a leader in mobile marketing analytics, helping top brands unify marketing data, measure performance, and optimize growth. GTM tech stack, streamline systems and processes, and ensure ou...Show moreLast updated: 30+ days ago
    • Promoted
    Operations Associate- Australia

    Operations Associate- Australia

    Amberludhiana, punjab, in
    Operations Associate (Australia Region).AM- 4 PM, 9 AM- 6 PM, 12 : 00 PM – 9 : 00 PM.About Amber (https : / / amberstudent. Long-term accommodation booking platform for students (think booking.Amber helps 8...Show moreLast updated: 26 days ago
    • Promoted
    Associate - Procurement Services

    Associate - Procurement Services

    WNS Procurementludhiana, punjab, in
    We're Hiring : Associate Procurement Specialist.Are you passionate about procurement operations and team leadership? We’re looking for a talented professional with 5-7 years of experience in procure...Show moreLast updated: 18 days ago
    • Promoted
    • New!
    AR Follow Up or Accounts Receivable Specialist

    AR Follow Up or Accounts Receivable Specialist

    Svast Healthcare Technologiesludhiana, punjab, in
    Svast Healthcare Technologies is a trusted Revenue Cycle Management (RCM) and billing partner for physician practices and provider groups. We have billed over $1B+ for 100+ clients, guaranteeing an ...Show moreLast updated: 7 hours ago
    • Promoted
    OpenLink Endur Findur Operations Lead

    OpenLink Endur Findur Operations Lead

    KWA Analyticsludhiana, punjab, in
    KWA Analytics is a global consulting firm delivering expert services across the trade lifecycle for clients in energy, commodities, shipping, treasury, central banking, capital markets, and asset / i...Show moreLast updated: 14 days ago
    • Promoted
    Finance Associate

    Finance Associate

    Sage Innovation Services Pvt. Ltd.ludhiana, punjab, in
    Position : - Accounts Analyst – Billing Team (Accounts Payable).Department : - Finance & Accounts.We are seeking a detail-oriented Accounts Analyst to join our Billing team under Accounts Payable.This ...Show moreLast updated: 5 days ago
    • Promoted
    SAP Commissions (CallidusCloud) configuration

    SAP Commissions (CallidusCloud) configuration

    numberz.ailudhiana, punjab, in
    You enjoy making compensation math.Give you a plan with accelerators, draws, caps, overrides, SPIFs—and you’ll turn it into clean, explainable logic. You sanity‑check inputs, dry‑run the calc with.W...Show moreLast updated: 4 days ago
    • Promoted
    Client Services Associate

    Client Services Associate

    Astro Vistaarludhiana, punjab, in
    To ensure seamless onboarding of leads from digital platforms (primarily Instagram), build strong client relationships, and actively convert inquiries into paying customers by aligning with the vis...Show moreLast updated: 30+ days ago
    • Promoted
    Apollo Admin

    Apollo Admin

    INSIDEAludhiana, punjab, in
    At INSIDEA, we are a fully remote organisation, hiring top talents from across the globe to deliver exceptional digital marketing and HubSpot solutions. Our diverse services are designed to enhance ...Show moreLast updated: 6 days ago
    • Promoted
    Marketing Operations Manager

    Marketing Operations Manager

    Aerchainludhiana, punjab, in
    Lift MQL → SQL conversion rate.Generate net‑new pipeline each quarter from nurture / retargeting touches.Maintain ≥ 95 % inbox deliverability and. Cut data duplication and stale records by ≥ 40 %.Ou...Show moreLast updated: 30+ days ago