Immediate Start! Manager Enterprise Risk

1. ROLE PURPOSE & OBJECTIVE

(These responsibilities are representative and the role holder is also responsible for any other job assigned by the superior authorities from time to time. This section in not intended to be an exhaustive listing of all activities done by the role holder. It should capture only the key deliverables and responsibilities of the role

The Bank intends to onboard a research analyst to join the Enterprise Risk Management (ERM) unit within the Risk Management Department. The role involves conducting in-depth research, benchmarking, and analysis to support risk assessments, strategic decision-making, and Board-level reporting. The analyst will work closely with the risk leadership team to provide insights into the financial, sectoral, and macroeconomic factors that influence the Bank’s Enterprise risk posture.

1. KEY DUTIES & RESPONSIBILITIES OF THE ROLE

2. Business / Financials

• Conduct balance sheet benchmarking of the Bank against peers (SFBs, Universal banks, peer NBFCs.
• Perform ratio analysis & interpret trends / insights on capital adequacy, NIM, cost-to-income, credit costs, GNPA / NNPA, RoA, RoE etc.
• Track and interpret peer disclosures, investor presentations, call transcripts & annual reports for risk and performance insights.
• Research and review business models of peers across retail, MSME, Microfinance, Housing and other segments.
• Prepare structured notes on emerging sectors risks, competitive strategies, and market positioning and deliver insights on yields, risk-adjusted returns, portfolio vulnerabilities, key risk drivers etc.)
• Track and interpret macroeconomic developments (GDP, inflation, interest rates, liquidity, credit growth etc.)
• Monitor various pricing strategies adopted in various credit products and implement Risk Based Pricing in compliance to Regulatory requirements.
• Assist in the documentation of the Bank’ ICAAP / CCAR / SCAP findings.

3.Customer (Both Internal & External)

4.Innovation & Learning

1. MINIMUM REQUIREMENTS OF KNOWLEDGE & SKILLS

Educational

Qualifications

Experience (Years and Core Experience Type)

Certifications

Functional Skills