Talent.com
Sr. Rule Coding Analyst, Card Fraud Risk Strategy

Sr. Rule Coding Analyst, Card Fraud Risk Strategy

Standard Chartered BankBengaluru, Karnataka, India
3 days ago
Job description

This job is with Standard Chartered Bank, an inclusive employer and a member of myGwork – the largest global platform for the LGBTQ+ business community. Please do not contact the recruiter directly.

Job Summary

  • Support transformation of Card fraud strategy to become best in class through effective rule coding, data analysis, transparent communication and process adherence.
  • Engage and collaborate with group and country business, fraud risk teams to minimise fraud loss while ensuring superior client experience.
  • Proactively identify issues, challenges, opportunities, and seek changes within the team and across the fraud landscape.

Key Responsibilities Strategy

  • Minimise fraud losses by recommending rules to detect real time fraud on pro-active basis.
  • Provide co-ordination and support in rollout and execution of processes.
  • Ensure that policies and processes are strictly adhered to.
  • Reduce Fraud Losses by way of Timely placement of system parameters.
  • To manage the relationship between country and other team members within Fraud Operations.
  • Provide system and information support to all regions across WRB.
  • Business

  • Responsibilities related to the delivery of business and / or financial objectives, for example, Awareness and understanding of the wider business, economic and market environment in which the Group operates
  • Stay abreast with industry existing / emerging fraud risks
  • Identify and share industry best practices and work with the businesses for their feasibility and implementation
  • Evaluate latest practices / tools to conduct data analysis timely and effectively.
  • Ensure all FRM policies and procedures are in compliance with Group Policies and Standards.
  • Ensure proper and updated documentation are in place.
  • Processes

  • Reference the processes for which the Role Holder is responsible, as per the Operational Risk Framework definition of first / second line, for example, Responsible for executing and supervising the Budget process.
  • Support standardisation, automation and consolidation through re-engineering and process improvement initiatives in the Group.
  • Actively Involve in automation initiatives.
  • Act quickly and decisively when any risk and control weakness become apparent and ensure they are addressed within an appropriate timeframe and escalated to stakeholders.
  • Strong collaboration and concerted efforts with key stakeholders / partners (e.g. WRB Risk, Products, Operations, Operational Risk, CFCR, Technology)
  • Share information on fraud trends and identifying emerging fraud threats.
  • Leverage common tools, information, and processes.
  • Escalate significant fraud MO, root causes timely and share best practices where applicable.
  • Ensure Lessons Learned shared with SCB countries on timely manner.
  • People & Talent

  • Undertake adequate training (On the Job, soft skill, etc.) and stay relevant.
  • Ensure use of authorised systems and information; and only access systems and information in ways and for purposes for which they have been authorised.
  • Ensure skills and qualifications are up to date and are in line with the role.
  • Risk Management

  • Identify and Monitor fraud threats, vulnerabilities, and risks.
  • Drive and influence enhancement for fraud risk management internal controls.
  • Collaborate with adjunct Risk and Policy Owners in Information & Cyber Security, Credit Risk, Conduct, Anti-Money Laundering and Anti-Bribery & Corruption to deliver collective outcomes.
  • Drive and influence corrective actions on the back of fraud trigger events.
  • Analyses complex reports as revealed by the data and provides fraud risk management insights to decision makers.
  • Develop and implement fraud risk management strategies in response to those insights
  • Governance

  • Embed the Group's values and code of conduct in Retail Risk Operations to ensure that adherence with the highest standards of ethics, and compliance with relevant policies, processes and regulations among employees' form part of the culture
  • Regulatory & Business Conduct

  • Display exemplary conduct and live by the Group's Values and Code of Conduct.
  • Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
  • Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
  • Lead to achieve the outcomes set out in the Bank's Conduct Principles : [Fair Outcomes for Clients; Effective Financial Markets; Financial Crime Compliance; The Right Environment.]
  • Serve as a Director of the Board
  • Exercise authorities delegated by the Board of Directors and act in accordance with Articles of Association (or equivalent)
  • Key stakeholders

    Internal stakeholders

  • WRB Group / Regional / Country COO
  • WRB Group / Regional / Country Product
  • WRB Group / Regional / Country Business
  • Group / Country Credit Risk
  • Fraud Risk Surveillance Centre
  • Relevant members of Risk Operations management team
  • IT partners supporting Retail Clients business
  • HR team
  • External stakeholders

  • Auditors
  • Associations (Visa, MasterCard, and other Regional / Local forums) and peer Banks
  • Suppliers, vendors and consultants
  • Applicable Regulators and Monetary Authority
  • Other Responsibilities

  • Embed Here for good and Group's brand and values in Card Fraud Risk Strategy; Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures; Multiple functions (double hats); Governance, Oversight and Controls : Strong leadership capabilities and management skills, with the ability to deliver effective controls within FRSC through both directly managed and virtual team; Work closely with Senior Leadership and external vendors on projects, incident reporting, and technology implementations; Demonstrated project management experience with extreme attention to detail, report accuracy, data integrity, and team focus.
  • Qualifications CFE, SAS, SQL certifications preferred

    Skills and Experience

  • Functional knowledge about Risk operations
  • Card Risk tools usage and functionality
  • Analytic tool usage like SAS, R etc
  • Functional knowledge of Card Products and Authorisation life cycle
  • About Standard Chartered We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

    Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

    Together we :

    Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do

    Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well

    Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

    What we offer In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

    Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.

    Time-off including annual leave, parental / maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.

    Flexible working options based around home and office locations, with flexible working patterns.

    Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits

    A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.

    Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.

    ]]>

    Create a job alert for this search

    Sr Analyst • Bengaluru, Karnataka, India

    Related jobs
    • Promoted
    Associate Manager - Fraud Risk & Strategy (Investigations)

    Associate Manager - Fraud Risk & Strategy (Investigations)

    NaviBengaluru, Karnataka, India
    The Risk team at Navi is responsible for identifying, assessing, and mitigating potential risks across the organization.The Fraud Risk & Strategy (FRS) team, part of the Risk function at Navi, owns...Show moreLast updated: 6 days ago
    • Promoted
    Manager- SACCR / Counterparty Credit Risk

    Manager- SACCR / Counterparty Credit Risk

    Evalueservehosur, tamil nadu, in
    Elevate Your Impact Through Innovation and Learning.Evalueserve is a global leader in delivering innovative and sustainable solutions to a diverse range of clients, including over 30% of Fortune 50...Show moreLast updated: 7 days ago
    • Promoted
    Credit Risk Analyst - Python / SQL

    Credit Risk Analyst - Python / SQL

    Om CareersBangalore
    Key Responsibilities : 1) Develop, validate, and monitor credit risk models for retail / commercial portfolios.Perform model implementation, back-testing, and performance trackin...Show moreLast updated: 30+ days ago
    • Promoted
    Alphastream.ai - Senior Credit Analyst

    Alphastream.ai - Senior Credit Analyst

    Alphastream.aiBangalore, India
    Role Overview : As a Senior Credit Analyst, you will manage and grow a team of skilled credit analysts, ensuring high-quality, accurate data delivery.You will collaborate close...Show moreLast updated: 30+ days ago
    • Promoted
    Cardinal Health - Senior Analyst - Anaplan Model Builder

    Cardinal Health - Senior Analyst - Anaplan Model Builder

    CARDINAL HEALTH INTERNATIONAL INDIA PRIVATE LIMITEBangalore
    Job Role / Title : Senior Analyst, Anaplan Model Builder What our team specifically does : The Anaplan team supports the finance organi...Show moreLast updated: 24 days ago
    • Promoted
    Sr. Associate - Risk Advisory (HITRUST)

    Sr. Associate - Risk Advisory (HITRUST)

    Cherry Bekaertvijayapura, India
    Cherry Bekaert is a nationally recognized CPA firm with over 75 years of experience providing assurance, tax, and advisory services to our clients. We are seeking a Senior Associate (HITRUST) to joi...Show moreLast updated: 9 days ago
    • Promoted
    Fraud Strategy Analyst

    Fraud Strategy Analyst

    StraiveBengaluru, Karnataka, India
    Job Role : Fraud Strategy Analytics.Years of Experience : 2 to 10 years.Shift Timing : 1 : 00PM IST to 10 : 00PM IST.Location : Gurugram / Bangalore / Hyderabad / Mumbai. Work mode-Hybrid-2 days in office.Strai...Show moreLast updated: 30+ days ago
    • Promoted
    Murex Market Risk BA

    Murex Market Risk BA

    Luxoft IndiaBengaluru, Karnataka, India
    FRTB / MR related configurations.FO Dev implementations including curves setup, sim views, PL analysis, etc.End to end ownership of tasks in cooperation with Dev and Testing team.Murex Market Risk c...Show moreLast updated: 16 days ago
    • Promoted
    ZET - Manager - Risk Analytics

    ZET - Manager - Risk Analytics

    ZETBangalore, India
    Responsibilities : - Design, develop, and validate risk models (scorecards, look-alike models, behavioural risk models) to optimize credit decisioning.Conduct portfol...Show moreLast updated: 30+ days ago
    • Promoted
    Credit Risk Analyst - SAS

    Credit Risk Analyst - SAS

    Om CareersBangalore
    We're looking for a highly analytical Credit Risk Analyst for a IT big 4 company.The ideal candidate will be instrumental in developing, implementing, and monitoring our credit risk models and...Show moreLast updated: 30+ days ago
    • Promoted
    Credit Risk Analyst - SAS / Python

    Credit Risk Analyst - SAS / Python

    Om CareersBangalore
    Job Description : Key Responsibilities : <...Show moreLast updated: 27 days ago
    • Promoted
    Credit Saison - Risk Analyst - SQL / R / Python

    Credit Saison - Risk Analyst - SQL / R / Python

    KISETSU SAISON FINANCE (INDIA) PRIVATE LIMITEDBangalore
    Key Responsibilities : - Collaborate and coordinate across functions to dissect business, product, growth, acquisition, retention, and operational metrics.Execute deep & c...Show moreLast updated: 30+ days ago
    • Promoted
    DailyRounds - Senior Risk Analyst

    DailyRounds - Senior Risk Analyst

    Neuroglia Health Private LimitedBangalore, India
    About the job Marrow is Indias most trusted medical education platform, used by 3 out of every 5 doctors in training.Were not just building productswere shaping caree...Show moreLast updated: 30+ days ago
    • Promoted
    Straive - Senior Fraud Risk Modeler - Credit Card

    Straive - Senior Fraud Risk Modeler - Credit Card

    SPI TECHNOLOGIES INDIA PRIVATE LIMITEDBangalore, India
    Job Role : Senior Fraud Risk Modeler(Credit Card).As a Senior Risk Modeler specializing in Fraud Risk, you will design, develop, and maintain models to detect and prevent fraud across various finan...Show moreLast updated: 30+ days ago
    • Promoted
    Tredence Analytics Solutions - Manager - Fraud & Risk Analytics

    Tredence Analytics Solutions - Manager - Fraud & Risk Analytics

    Tredence Analytics Solutions Private LimitedBangalore
    Tredence is a global analytics services and solutions company.Our capabilities range from Data Visualization and Data Management to Advanced analytics, Big Data, and Machine Learning.Our uniqueness...Show moreLast updated: 1 day ago
    • Promoted
    Senior Crypto Trader & Investment Analyst

    Senior Crypto Trader & Investment Analyst

    Rising CapitalBengaluru, IN
    Rising Fund – Liquid Crypto Fund | Global, Remote.Rising Fund is a liquid crypto fund founded by professionals from traditional finance and digital assets. We actively manage a portfolio of liquid c...Show moreLast updated: 16 days ago
    • Promoted
    Sr.Quality Analyst- US Residential Mortgage Underwriting

    Sr.Quality Analyst- US Residential Mortgage Underwriting

    FirstsourceBengaluru, Karnataka, India
    Firstsource Solutions is a leading provider of customized Business Process Management (BPM) services.Firstsource specializes in helping customers stay ahead of the curve through transformational so...Show moreLast updated: 30+ days ago
    • Promoted
    Business Analyst - Credit Risk Strategy

    Business Analyst - Credit Risk Strategy

    slicebangalore, karnataka, in
    The analytics team at slice plays a critical role in all the decisions both small and big.As a Business Analyst you will be charged with solving various problems in the company using data.Your job ...Show moreLast updated: 7 days ago