Chief Product & Technology Officer

We’re building India’s first Agentic AI Payroll OS with Fintech & Insurance at scale. Profitable & Pre-Series A funded. Looking for a CPTO Co-founder to join the journey.

Kredily already powers

25,000+ businesses and 1 million+ employees . With a profitable SaaS foundation, we are now transitioning from SaaS →

AI-first Payroll + Fintech OS , embedding

automation, compliance, financial services, and insurance

into one intelligent platform for India’s 63M SMBs.

Our vision is to create a

deeply engaged platform of SMBs and employees

where Payroll is just the entry point. From there, we will

cross-sell tailored financial products

— loans, credit cards, investments, and insurance — making Kredily the default

workplace + financial OS

for India.

We’re looking for a visionary

Chief Product & Technology Officer (CPTO)

to lead this transformation.

Your role : Lead the

AI-native roadmap

from SaaS → Payroll + Fintech OS.

Architect the

AI-first tech stack

(LLMs, agent frameworks, vector DBs).

Build

fintech & insurance integrations

at payroll scale.

Drive

engagement-led growth , enabling intelligent

cross-sell of financial products .

Ensure

trust, compliance, and data security

across payroll + financial services.

Build and mentor a

world-class AI+SaaS+Fintech org .

Partner with CEO on

vision, growth & fundraising .

Requirements :

Top-tier college background (IIT / IIM / BITS or equivalent) .

10+ years startup experience

with proven 0 → 1 → 100 scale.

Hands-on AI development

(LLMs, ML infra, agentic workflows).

SaaS +

Fintech / Insurance product leadership

track record.

Willing to put skin in the game.

What we offer :

Profitable & Pre-Series A funded startup

with strong traction.

Co-founder track

• high-upside ESOPs.

A chance to

redefine Payroll + Fintech + Insurance in India at massive scale .

Write to

hr@kredily.com,

if you’re ready to build the future with us.