Product Test Engineer

Job Summary

We are seeking a

detail-oriented Digital Banking QA Engineer (SIT Tester)

with

3–6 years of experience

in the

banking or fintech domain , specifically in testing

digital channels and integrations

such as internet banking, mobile banking, payment gateways, and core banking systems.

The ideal candidate will have a strong functional understanding of

digital banking workflows , hands-on experience in

System Integration Testing (SIT) , and expertise in

API and UI validation . You will be responsible for ensuring seamless functionality, secure data flow, and smooth integration across multiple digital platforms and backend systems.

Key Responsibilities

Perform System Integration Testing (SIT)

for digital banking modules and applications, validating end-to-end interactions across systems such as

Mobile Banking ,

Internet Banking ,

Payments ,

LMS / CBS , and

third-party integrations

(UPI, BBPS, AEPS, KYC, etc.).

Review business and functional requirements (BRDs / FRDs)

to design comprehensive SIT test cases and scenarios covering full digital customer journeys.

Conduct functional and integration testing

for features such as customer onboarding, KYC, account management, fund transfers, bill payments, e-statements, and service requests.

Execute API testing

using tools like

Postman , validating endpoints for authentication, transaction flows, headers, status codes, payloads, and error handling.

Validate data integrity

across UI, middleware, and backend layers, ensuring accuracy in customer data, transaction details, and account updates.

Identify, log, and track

integration and functional defects , providing detailed reproduction steps and collaborating closely with developers for resolution.

Test integrations with external systems

such as payment gateways, NPCI services (UPI, IMPS, NEFT, RTGS), CKYC, PAN, GSTN, and credit bureau APIs.

Ensure

compliance with RBI digital banking guidelines , data protection standards, and internal security policies in all validated workflows.

Maintain all test artifacts , including test cases, execution results, defect logs, and requirement traceability matrices.

Support

test data preparation , environment setup, and configuration of digital banking products and customer scenarios.

Work closely with

business analysts, product owners, and developers

to understand business logic, clarify requirements, and align on expected outcomes.

Participate actively in

daily stand-ups, sprint reviews, and defect triage meetings , providing regular SIT progress and issue updates.

Required Skills & Experience

3–6 years of QA experience in

digital banking, fintech, or core banking applications .

Strong understanding of

digital banking processes , including onboarding, payments, fund transfers, bill payments, and customer servicing.

Hands-on experience in

System Integration Testing (SIT)

and

API testing .

Proficiency in testing tools such as

Postman ,

JIRA ,

Confluence , and

SQL

for backend validation.

Familiarity with

middleware systems ,

microservices architecture , and

message queues (Kafka, MQ)

is a plus.

Knowledge of

RBI digital banking compliance ,

data security , and

authentication standards

(2FA, OTP, device binding).

Excellent

analytical, documentation, and communication skills

with the ability to collaborate across cross-functional teams.

Experience with

automation frameworks

(like Selenium, RestAssured, or PyTest) is an added advantage.