Talent.com
Loan Administration Specialist
Loan Administration SpecialistThoughtFocus • Republic Of India, IN
No longer accepting applications
Loan Administration Specialist

Loan Administration Specialist

ThoughtFocus • Republic Of India, IN
24 days ago
Job description

About company

ThoughtFocus helps forward-looking companies and organizations in the financial services, manufacturing, higher ed, public sector and emerging sectors innovate and achieve a better future faster. ThoughtFocus innovative and cutting-edge technology solutions enable its customers to deploy new capabilities faster, deliver better user experiences, and drive operating efficiencies. We do this through executional excellence and mitigating the risk of change. With headquarters in the U.S., the Company has more than 3000 employees in locations spread across five countries. For more information, please visit the company website www.Thoughtfocus.Com.

Key Responsibilities :

Loan System Management

  • Validate loan data fields (e.G., borrower details, note rate, terms, amortization schedule, escrow balances, and ARM details).
  • Reconcile discrepancies between the LOS (Loan Origination System) and the servicing platform.
  • Ensure accurate setup of escrow accounts for taxes, insurance, and other impounds.
  • Manage system updates for investor, property, or borrower corrections.

Early Payment Default (EPD) & Early Payoff (EPA) Monitoring

  • Track and monitor EPD loans (typically those with missed first or early payments within the first 3–6 months of funding).
  • Conduct detailed EPD analysis to determine root causes and collaborate with QC, underwriting, or origination teams for resolution.
  • Prepare and submit investor-required EPD reports and maintain accurate EPD logs.
  • Track EPA loans (those paid off within 120–180 days of funding) to ensure accurate payoff posting and reporting.
  • Collaborate with Accounting and Secondary Marketing on potential EPD / EPA repurchases, curtailments, or indemnifications.
  • Maintain audit-ready documentation for all EPD / EPA cases and assist with financial reconciliation.
  • Servicing Operations & Investor Management

  • Process and reconcile borrower payments, escrow disbursements, and loan adjustments.
  • Manage investor and agency reporting (Fannie Mae, Freddie Mac, FHA, VA, USDA, Ginnie Mae, etc.).
  • Support investor remittances, portfolio reconciliations, and accounting tie-outs.
  • Process servicing transfers (boarding / deboarding) in coordination with subservicers and custodians.
  • Ensure compliance with investor, regulatory, and internal servicing requirements.
  • Resolve data or payment exceptions to prevent investor or custodial discrepancies.
  • Compliance & Quality Assurance

  • Ensure adherence to all regulatory guidelines including RESPA, TILA, HMDA, CFPB, and investor-specific servicing standards.
  • Maintain accurate and complete loan servicing files for internal and external audits.
  • Participate in internal quality control and compliance testing related to loan servicing.
  • Identify and escalate servicing risks or operational gaps to management.
  • Support annual agency audits and investor reviews.
  • Cross-Functional Collaboration

  • Coordinate with Secondary Marketing, Accounting, Compliance, and Quality Control to ensure accuracy of servicing data and investor performance metrics.
  • Partner with internal departments to resolve EPD / EPA issues and enhance servicing efficiency.
  • Provide analytical feedback and recommendations for servicing process improvements.
  • Qualifications : Education :

  • Bachelor’s degree in Finance, Accounting, Business, or related field preferred.
  • Equivalent work experience in mortgage servicing accepted.
  • Experience :

  • 3–5 years of experience in mortgage loan servicing or investor reporting .
  • Direct experience with EPD / EPA monitoring and loan boarding required.
  • Familiarity with GSE and government agency guidelines (Fannie Mae, Freddie Mac, FHA, VA, USDA).
  • Experience with servicing systems such as MSP, LoanServ, FICS , or equivalent platforms.
  • Skills :

  • Strong analytical and problem-solving skills.
  • Advanced Excel skills for data tracking and reconciliation.
  • Detail-oriented with high accuracy in data entry and reporting.
  • Strong communication and documentation abilities.
  • Ability to work under tight deadlines in a fast-paced environment

    Create a job alert for this search

    Administration Specialist • Republic Of India, IN

    Related jobs
    Loan Administration Professional

    Loan Administration Professional

    Mizuho • Chennai, Republic Of India, IN
    Mizuho Global Services Pvt Ltd (MGS) is a subsidiary company of Mizuho Bank, Ltd, which is one of the largest banks or so called ‘Mega Banks’ of Japan. MGS was established in the year 2020 as part o...Show more
    Last updated: 2 days ago • Promoted
    Residential Loan Document Specialist

    Residential Loan Document Specialist

    Altisource • Republic Of India, IN
    US mortgage experience is a must-.Maximum package offered will be 4.NSA + Incentive, willing to work in night shifts.Conduct thorough reviews of construction documents to prepare detailed recommend...Show more
    Last updated: 14 hours ago • Promoted • New!
    Loan Document Reviewer

    Loan Document Reviewer

    Altisource • Republic Of India, IN
    US mortgage experience is a must-.Maximum package offered will be 4.NSA + Incentive, willing to work in night shifts.Conduct thorough reviews of construction documents to prepare detailed recommend...Show more
    Last updated: 14 hours ago • Promoted • New!
    Lease Administration Specialist

    Lease Administration Specialist

    Nyati Group • Pune, Republic Of India, IN
    Co-ordinate closely with the Legal team for drafting, reviewing, and executing Lease License Agreements (LLA) and Third Party Agreements (TPA). Act as the primary point of contact for customers duri...Show more
    Last updated: 24 days ago • Promoted
    Syndicated Loan Team Lead

    Syndicated Loan Team Lead

    eClerx • Pune, Republic Of India, IN
    Clerx is hiring for Loan Syndication Team lead and Managers with Loan Servicing / Loan Syndication exposure.Mandate to have Loan Syndication experience from a Investment banking domain •.Should be com...Show more
    Last updated: 15 days ago • Promoted
    Loan Servicing Manager

    Loan Servicing Manager

    eClerx • Pune, Republic Of India, IN
    Clerx is hiring for Loan Syndication Team lead and Managers with Loan Servicing / Loan Syndication exposure.Mandate to have Loan Syndication experience from a Investment banking domain •.Should be com...Show more
    Last updated: 30+ days ago • Promoted
    Loan Servicing Specialist

    Loan Servicing Specialist

    eClerx • Republic Of India, IN
    We have scheduled a WALK-IN drive for Senior Analyst & Team leads (2-9 years) professionals who have relevant experience into Loan Syndication, Bilateral Loans, Loan Servicing.Loan IQ exposure woul...Show more
    Last updated: 7 days ago • Promoted
    Home Loan Underwriting Specialist

    Home Loan Underwriting Specialist

    Careerfit • Republic Of India, IN
    Note : Kindly apply only if you have the following : .Physical PD (Personal Discussion) experience.Mandatory exposure in Home Loan, Prime Housing Segment, LAP, Mortgage. Experience in handling ticket s...Show more
    Last updated: 20 days ago • Promoted
    Loan Set Up- Us Mortgage Servicing

    Loan Set Up- Us Mortgage Servicing

    Consolidated Analytics • Chennai, Republic Of India, IN
    The Loan Servicing Quality Control Analyst will follow established processes, procedures, check lists, and other related job aids to perform quality control reviews and remediate data defects on 10...Show more
    Last updated: 6 days ago • Promoted
    Mortgage Loan Boarding Analyst

    Mortgage Loan Boarding Analyst

    Consolidated Analytics • Chennai, Republic Of India, IN
    The Loan Servicing Quality Control Analyst will follow established processes, procedures, check lists, and other related job aids to perform quality control reviews and remediate data defects on 10...Show more
    Last updated: 6 days ago • Promoted
    Loan Underwriting Specialist

    Loan Underwriting Specialist

    Selections HR Services Private Limited • Republic Of India, IN
    C’s of underwriting (Credit, Capacity, Collateral, and Capital).The ideal candidate will have experience in risk assessment, income calculations, and property evaluation, ensuring compliance with u...Show more
    Last updated: 11 days ago • Promoted
    Senior Loan Eligibility Specialist

    Senior Loan Eligibility Specialist

    Moder • Republic Of India, IN
    Night shifts (flexibility required).The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines...Show more
    Last updated: 4 days ago • Promoted
    Loan Documentation Specialist

    Loan Documentation Specialist

    Altisource • India, India
    US mortgage experience is a must-.Maximum package offered will be 4.NSA + Incentive, willing to work in night shifts.Conduct thorough reviews of construction documents to prepare detailed recommend...Show more
    Last updated: 18 hours ago • Promoted • New!
    Contract Administration Lead

    Contract Administration Lead

    LEIGHTON INDIA CONTRACTORS PRIVATE LIMITED • Republic Of India, IN
    Experience in industrial building is mandatory.Qualification BTech / Dip in Civil.Day to day correspondence management with Client and maintaining record. Preparation and Evaluation of claim and claim...Show more
    Last updated: 12 days ago • Promoted
    Loan Underwriting Specialist

    Loan Underwriting Specialist

    Altisource • Republic Of India, IN
    MAx package offered for this position would be up to 10lpa + Night shift allowance 6k+ Incentives 10k+ per month.Maintain a working knowledge of US Mortgage Originations, closing procedures, federa...Show more
    Last updated: 14 days ago • Promoted
    Loan Servicing Specialist

    Loan Servicing Specialist

    Mizuho • Chennai, Republic Of India, IN
    Mizuho Global Services Pvt Ltd (MGS) is a subsidiary company of Mizuho Bank, Ltd, which is one of the largest banks or so called ‘Mega Banks’ of Japan. MGS was established in the year 2020 as part o...Show more
    Last updated: 2 days ago • Promoted
    Loan Operations Specialist

    Loan Operations Specialist

    Mizuho • Chennai, Republic Of India, IN
    Mizuho Global Services Pvt Ltd (MGS) is a subsidiary company of Mizuho Bank, Ltd, which is one of the largest banks or so called ‘Mega Banks’ of Japan. MGS was established in the year 2020 as part o...Show more
    Last updated: 2 days ago • Promoted
    Loan Administrator

    Loan Administrator

    Confidential • India
    Outsourcing Business Solutions (OBS) is a leading global outsourcing company that delivers tailored services to meet the unique needs of businesses worldwide. The company offers a comprehensive rang...Show more
    Last updated: 12 days ago • Promoted