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RPMG : Cluster Portfolio Manager - SBB loans

ConfidentialCoimbatore, India

8 days ago

Job description

INTERNAL USAGE : No. of Vacancies :

Reports to :

Circle Portfolio Manager

Is a Team leader

Team Size : Grade :

Business : Retail Banking

Department :

Retail Portfolio Management Group

Sub - Department : SBB Loans

Location : PAN India

About Retail Portfolio Management Group

The RPMG department focuses on the lending business of the bank by offering various loan products like Home Loans, Car Loans, and Personal Loans among others. They also offer working capital loans and Business loans for Small Businesses and is also responsible for the receivables / collections business of the bank

About the Role

The Cluster Portfolio Manager handles multiple centers which handles Risk - 60 portfolio. The Cluster Portfolio manager ensures NPA resolution and manages the portfolio as per the existing process. The Cluster Portfolio manager also ensures compliance with the audit procedures of the bank

Key Responsibilities

Ensure maximum release from the NPA pool by achieving the required resolution target as per the business requirement
Ensure minimum addition to the NPA pool by keeping the portfolio in check by maintaining the delinquency level
Manage the team of Bucket Managers and ensure achievement of the monthly resolution targets
Ensure adherence to the set process and audit requirements in place
Ensure minimum forward flow from the buckets
Create a performance oriented environment leading to high employee motivation and productivity
Ensure that all staff are adequately trained on the products of the bank, processes and various policies of the bank

Qualifications

Optimal qualification for success on the job is :

Graduation / Post-Graduation from a recognized institute

Min 5 yeas of relevant experience in NBFC / Banking Industry

Role Proficiencies :

For successful execution of the job, the candidate should possess the following :

Knowledge and understanding of collections and market dynamics.

Knowledge of regulatory guidelines and norms

Good communication (both verbal and written) skill in both English and the local language.

Ability to manage complex client situations.

Ability to manage risk and uncertainty for self and team within a dynamic priority-setting environment.

Ability to handle pressure and meet deadlines

Skills Required

Portfolio Management

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Portfolio Manager • Coimbatore, India