We are seeking a dynamic and experienced Assistant Vice President (AVP) – Loans with strong expertise in Working Capital and Loan Against Property (LAP) . The ideal candidate will drive business growth, manage key client relationships, and ensure high-quality credit assessment and portfolio management.
Key Responsibilities
- Lead and grow the Working Capital and LAP loan portfolio.
- Source new business through direct channels, connectors, and relationship networks.
- Conduct detailed financial analysis, credit evaluation, and due diligence for loan proposals.
- Structure deals, negotiate terms, and ensure timely closure of cases.
- Collaborate with credit, legal, operations, and risk teams to ensure smooth processing.
- Monitor portfolio performance, early warning signals, and delinquency management.
- Maintain strong client relationships and deliver superior customer experience.
- Ensure compliance with regulatory guidelines and internal policies.
Required Qualifications & Skills
Graduate / Postgraduate in Finance, Business Administration, or related field.5–10 years of experience in Working Capital loans, SME lending, and LAP.Strong understanding of financial statements, cash flow analysis, and collateral evaluation.Proven track record of achieving business targets in secured lending.Excellent communication, negotiation, and relationship-building skills.Ability to work in a fast-paced and target-driven environment.What We Offer
Competitive compensation and performance incentives.Opportunity to work with a growing financial institution.Professional development and career progression.Collaborative and supportive work culture.