Regional Portfolio Manager-Business Banking-BRANCH BANKING-Regional Sales
Job Role
- Financial Parameters
- Key Objective is to drive bank's strategy to grow over all CA book , enhance X sell and improve product and service holding ratio
- CA NTB Nos. and Value Achievement
- CA OTB Value Achievement
- No. of branches being OTB positive by the end of financial year
- Non-Financial Parameters
- Provide strategy and analytical support to branches to achieve their current account related targets, identify target segments, work for CA deepening and cross sell of products and services
- Formulate action plan for deepening relationship of newly acquired customers and driving sign-up for value added services which increase customer stickiness.
- Regular interaction with RBH / AM / BM and CA centric resources like CA RO, BBRO, BRM for the implementation of bank's strategy for business banking and ensuring desirable productivity from BB resources
- Execute compliance and regulatory requirements pertaining to Business Banking portfolio for the region.
- Provide / facilitate training for branches / ROs-RMs regarding business banking products, processes, new regulatory guidelines as per requirement in consultation with regional business leaders
- Drive and monitor HO and regional business banking objectives / campaigns through release of weekly / monthly dashboards / updates and periodical reviews.
- Discuss with underperforming resources / branches / clusters in specific HO and regional campaigns and chalk out remedial plans, guiding them through focused monitoring of performance and action plan through Weekly / Monthly interactions and updates.
- Giving feedback to RBH and HO about quality of NTB sourcing, new or customized requirement of branches and helping them in providing solutions
- Collaborating with regional resources of POS, CMS, Trade and assets team to maximise revenue on the portfolio.
- Skills :
Domain knowledge of business banking products and business
Analytical skills with sales & customer management experienceGood interpersonal skills and ability to work with cross functional teamsBanking Product & Process KnowledgePlanning and Organizing SkillsCommunication and presentation skillsKnowledge of Competition & Current trends in financial Industry.Job Requirements
Good understanding of business banking segment and productsPrior work experience as a Team leader role in product / sales management of business banking productsGood in communication, presentation and people managementUnderstanding of regulatory guidelines, banking processes, tech / digital enablersAbility to read and understand data and derive insightsUnderstanding of business banking customer life cycleInnovative and problem solving approachAbility to read consumer behavior and trends