AML Engineer

Position - AML Engineer

Location - Mumbai

Total Experience - 5 years

Qualifications Educational - Graduate / Post Graduate preferred

Availability - IMMEDIATE JOINERS REQUIRED / SERVING NOTICE PERIOD / 30DAYS

CTC - UPTO 15L

We are seeking an experienced AML & Fraud detection Analyst with KYC expertise to support our financial crime compliance operations. The ideal candidate will have a strong background in AML (Transaction Monitoring), Screening Operations (Sanction / PEP / Adverse Media), and KYC due diligence. The role involves working within a Managed Offshore Model and leveraging tools such as Actimize and Worldcheck to review, investigate, and escalate alerts efficiently.

Relevant Experience :

5 years of experience in AML, KYC, and Screening Operations.

Strong understanding of global AML regulations and compliance standards (FATF, OFAC, FinCEN, EU AML Directives, etc.)

Hands-on experience with AML transaction monitoring tools like Actimize, Worldcheck.

Experience into fraud detection.

Responsibilities :

Conduct AML investigations, Transaction Monitoring (TM), and Screening Operations (Sanctions, PEP, Adverse Media) for L1 & L2 reviews.

Perform KYC due diligence for onboarding and periodic reviews, ensuring compliance with regulatory requirements.

Work closely with fraud prevention teams to develop strategies to minimize false positives while improving fraud detection rates.

Utilize risk-based assessment approaches to analyze and review alerts based on Watchlist and Worldcheck data.

Identify and apply primary and secondary factors to disambiguate false positives and escalate genuine alerts.

Ensure 100% timely reviews of payment transactions and customer alerts.

Reduce Average Handling Time (AHT) and improve turnaround time (24-hour alert resolution).

Support escalations, investigations, and documentation for suspicious transactions.

Leverage Sprint Agile Delivery Model to escalate true matches on a real-time basis.

Conduct Root Cause Analysis (RCA) to identify process inefficiencies and implement corrective actions.

Implement CAPA (Corrective and Preventive Action) Analysis to address errorprone steps and provide necessary training to improve productivity and quality.

Mandatory Technical Skills :

Experience in AML, KYC, and Screening Operations.

Global AML regulations and compliance standards (FATF, OFAC, FinCEN, EU AML Directives, etc.).

AML transaction monitoring tools like Actimize, Worldcheck.

CAPA, RCA, and Agile methodologies.

Large-scale screening volumes and ensuring SLA adherence with optimized efficiency.

Please contact - Shraddha Mahajan

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