Talent.com
No longer accepting applications
DD Underwriter-Chennai [26 / 10 / 2025]

DD Underwriter-Chennai [26 / 10 / 2025]

SynapOneIndia
2 days ago
Job description

JOB TITLE : Due Diligence Underwriter

LOCATION : Chennai

SHIFT TIMING : Must be open for Night Shift

POSITION TYPE : Full-Time

Experience Range : 1 – 8 years

Job description A Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The position involves analyzing financial information, reviewing loan applications, and making informed decisions to approve, conditionally approve, or deny mortgage loans. This role ensures that all loans meet the company's lending standards and regulatory requirements.

Key Responsibilities :

Loan Application Review :

  • Analyse and verify loan applications, ensuring all required documents are complete and accurate.
  • Assess the borrower's credit history, employment, income, and debt levels.
  • Confirm the property's value through appraisal reports.

Credit and Financial Analysis :

  • Evaluate credit reports to determine the borrower's creditworthiness.
  • Analyse financial statements, tax returns, pay stubs, and other income documentation.
  • Calculate debt-to-income (DTI) ratios and loan-to-value (LTV) ratios.
  • Property Valuation Review :

  • Review appraisals and alternative value products for conformity to client-specified requirements to assess the accuracy of the property valuation.
  • Compliance and Risk Assessment :

  • Ensure loans comply with all federal, state, and local regulations.
  • Adhere to company policies and guidelines.
  • Identify potential risks and assess the overall risk level of the loan.
  • Essential skills and requirements :

  • Any bachelor’s degree.
  • Proven experience in mortgage processing or underwriting.
  • Strong knowledge of mortgage industry regulations and procedures.
  • Excellent analytical and problem-solving skills.
  • Detail-oriented with exceptional organizational abilities.
  • Proficiency in using mortgage processing software and financial tools.
  • Effective communication and interpersonal skills.
  • Ability to work efficiently under pressure and meet tight deadlines.
  • Solid understanding of financial statements and credit reports.
  • Certification in mortgage underwriting or related fields is a plus.
  • Create a job alert for this search

    Dd • India

    Related jobs
    • Promoted
    Senior Mortgage Underwriter

    Senior Mortgage Underwriter

    FirstsourceIndia
    Business Process Management (BPM) services.Firstsource specialises in helping customers stay ahead of the curve through transformational solutions to reimagine business processes and deliver increa...Show moreLast updated: 2 days ago
    • Promoted
    Senior Underwriter

    Senior Underwriter

    Firstsourcenagpur, maharashtra, in
    Underwriter and Sr Underwriter.Experience required for the Job : .Residential Underwriting, US mortgage.Candidate should have total 3+ years of US mortgage underwriting experience.Sound knowledge of ...Show moreLast updated: 30+ days ago
    • Promoted
    U.K Mortgage Underwriter

    U.K Mortgage Underwriter

    Selections HR Services Private LimitedIndia
    K Mortgage Underwriter with expertise in the 4 C’s of underwriting (Credit, Capacity, Collateral, and Capital).The ideal candidate will have experience in risk assessment, income calculations, and ...Show moreLast updated: 30+ days ago
    • Promoted
    • New!
    [28 / 10 / 2025] Underwriter / Sr. Underwriter (US Mortgage)

    [28 / 10 / 2025] Underwriter / Sr. Underwriter (US Mortgage)

    Career GuidelineIndia
    We're Hiring : Underwriter / Sr.Locations : Mumbai | Chennai | Bangalore | Hyderabad.Experience : 3+ Years in US Mortgage Underwriting. FNMA / FHLMC Guidelines (GNMA a plus).Credit, Income, Asset & Col...Show moreLast updated: 2 hours ago
    • Promoted
    • New!
    (28 / 10 / 2025) Commercial Lines Underwriter

    (28 / 10 / 2025) Commercial Lines Underwriter

    Disha CapitalIndia
    We're looking for a skilled Commercial Lines Underwriter to handle commercial clients, prepare RFQs, compare quotes, and provide exceptional client servicing. Renewal Portfolio Expansion : Ensure ren...Show moreLast updated: 2 hours ago
    • Promoted
    Property Underwriter [3 Days Left]

    Property Underwriter [3 Days Left]

    Consult Shekhar PandeyIndia
    Job Description : Lead Specialist / Deputy Manager / Manager – Insurance Broking.We are seeking a talented professional to join our Insurance Broking team. This role is available in Mumbai at Powai a...Show moreLast updated: 5 days ago
    • Promoted
    Underwriter

    Underwriter

    Brace Infotech Private LtdIndia
    India and the Philippines ! We are looking for talented professionals with.Open Positions : Live Underwriter – US Mortgage Pre-Underwriter Pre-Purchase Reviewer Loan Originator Experience : .Night Shi...Show moreLast updated: 30+ days ago
    • Promoted
    Underwriter property – Insurance Broking

    Underwriter property – Insurance Broking

    Consult SPIndia
    We are seeking a talented individual to join our Insurance Broking team at company.This role will be based in Mumbai.This is a hybrid role that has a requirement of working at least three days a we...Show moreLast updated: 30+ days ago
    • Promoted
    • New!
    US Mortgage Live Underwriter [28 / 10 / 2025]

    US Mortgage Live Underwriter [28 / 10 / 2025]

    Career GuidelineIndia
    We’re Hiring | US Mortgage Live Underwriter.Job Title : US Mortgage Live Underwriter.Location : #Bangalore | #Pune | #Chennai | Work From Home. Experience : Minimum 3+ years of US mortgage underwriting...Show moreLast updated: 2 hours ago
    • Promoted
    DD Underwriter-Chennai

    DD Underwriter-Chennai

    SynapOneIndia
    JOB TITLE : Due Diligence Underwriter.SHIFT TIMING : Must be open for Night Shift.Job description A Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditwo...Show moreLast updated: 2 days ago
    • Promoted
    • New!
    Senior Mortgage Underwriter [High Salary]

    Senior Mortgage Underwriter [High Salary]

    FirstsourceIndia
    Underwriter and Sr Underwriter.Experience required for the Job : 3+ years.Key skills : Underwriting, US mortgage.Candidate should have total 3+ years of US mortgage underwriting experience.FHLMC, kno...Show moreLast updated: 2 hours ago
    • Promoted
    Underwriter / Sr. Underwriter (US Mortgage)

    Underwriter / Sr. Underwriter (US Mortgage)

    Career GuidelineIndia
    We're Hiring : Underwriter / Sr.Locations : Mumbai | Chennai | Bangalore | Hyderabad.Experience : 3+ Years in US Mortgage Underwriting. FNMA / FHLMC Guidelines (GNMA a plus).Credit, Income, Asset & Col...Show moreLast updated: 28 days ago
    • Promoted
    • New!
    ▷ (High Salary) Mortgage Underwriter

    ▷ (High Salary) Mortgage Underwriter

    Brace Infotech Private LtdIndia
    We are looking for different Positions.Positions- Underwriters, Pre Underwriters, Loan Origination, Pre Purchase Review.Notice Period - Immediate - 30 Days Joiners.Show moreLast updated: 2 hours ago
    • Promoted
    • New!
    Senior Underwriter [Urgent]

    Senior Underwriter [Urgent]

    FirstsourceIndia
    Underwriter and Sr Underwriter.Experience required for the Job : 3+ years.Key skills : Residential Underwriting, US mortgage. Candidate should have total 3+ years of US mortgage underwriting experienc...Show moreLast updated: 2 hours ago
    • Promoted
    • New!
    Tech Underwriter [28 / 10 / 2025]

    Tech Underwriter [28 / 10 / 2025]

    StarrIndia
    Starr Insurance Companies is a leading insurance and investment organization, providing commercial property and casualty insurance, including travel and accident coverage, to almost every imaginabl...Show moreLast updated: 2 hours ago
    • Promoted
    ▷ (Urgent Search) Senior Underwriter

    ▷ (Urgent Search) Senior Underwriter

    FirstsourceIndia
    Underwriter and Sr Underwriter.Experience required for the Job : 3+ years.Key skills : Residential Underwriting, US mortgage. Candidate should have total 3+ years of US mortgage underwriting experienc...Show moreLast updated: 7 days ago
    • Promoted
    Property Underwriter

    Property Underwriter

    Consult Shekhar PandeyIndia
    Job Description : Lead Specialist / Deputy Manager / Manager – Insurance Broking We are seeking a talented professional to join our. This position involves supporting onshore broking teams across cli...Show moreLast updated: 28 days ago
    • Promoted
    Mortgage Underwriter

    Mortgage Underwriter

    Brace Infotech Private LtdNagpur, IN
    We are looking for different Positions.Positions- Underwriters, Pre Underwriters, Loan Origination, Pre Purchase Review.Notice Period - Immediate - 30 Days Joiners.Show moreLast updated: 8 days ago
    • Promoted
    Senior Underwriter

    Senior Underwriter

    Consolidated AnalyticsIndia
    We are hiring Full Underwriter.A Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers.The position inv...Show moreLast updated: 13 days ago
    • Promoted
    Senior Live Underwriter

    Senior Live Underwriter

    Brace Infotech Private LtdIndia
    Mega Walkin Drive on 26nd and 27rd-Sep-2025 In Bangalore.Job Overview : The Conventional Underwriter reviews, conditions and underwrites US mortgage loans in accordance with established policies and...Show moreLast updated: 30+ days ago