Project Finance - Credit For a leading Bank

Roles and Responsibilities Credit Appraisal

Appraisal of the proposals involving detailed analysis of Income Statement, Balance Sheet, Financial

Ratios, Cash Flows, Management Risk, Industry Risk, Economic conditions

Documentation and Compliance

To maintain high quality standards of documentation, client communication, process compliance,

ongoing basis with product partners / OSD / Risk Management and other Relationship Management group

Interacting and closing project reports with various Lenders Consultant like : Lenders Engineer, Lenders Legal Counsel, Lenders Traffic Consultant, etc. Negotiation and closure of project finance documentation with Client’ Legal Counsel & Lender’s Legal Counsel

Credit assessment

Preparation of Credit Approval Memorandum, Memos, Updates for new and renewal proposal.

Detailed Financial analysis including finalization of financial model

Following internal approval processes for the loan sanction

Tracking of covenants and management of exceptions / deviations

Inspections / Site visits / Consortium Meeting

Meet with all pre-disbursal and post disbursal compliance