Consultant Expert - Credit Analysis, Credit Limits, Credit Rating (Mutual / Hedge Funds)

Responsibilities :

DEPARTMENT DESCRIPTION

The role of RISQ / RMA / HPC team, as second line of defense within the Risk Function, is to provide Counterparty Credit Risk (CCR) management for funds (hedge funds, mutual funds, funds of hedge funds), proprietary trading groups and CCPs. The team provides independent risk control services for Société Generale when exposed to these types of clients.

The position is for Senior Analyst within RISQ RMA HPC who will cover a portfolio of clients, across one or several client types covered by the team.

MAIN ACCOUNTABILITIES

The role involves

Research and analyse financial data, whenever required, on the client to prepare high quality analysis that address client’s credit risk and transaction risk

Performing risk assessment (including conducting due diligence on the client when required)

Effectively challenge the credit rating and credit limits as proposed by first line of defense.

Active monitoring of risk exposures (across a broad range of metrics and indicators), and counterparty creditworthiness

Raise alerts as necessary, to the business, first line of defense, and 2nd line of defense management

Review or propose risk mitigation (legal terms, margination …) when deemed necessary

Presentation of recommendations for risk limits, one-off transactions, and credit ratings to risk officer having delegations

Coordinate for a credit request, liaise with Business Lines, Legal staffs, Global advisory divisions and other stakeholders

Contribute to transversal analysis (such as deep dive on specific risks) and project (e.g. review of methodologies or CCR management process)

Additional responsibility for ensuring awareness of and adherence to internal policies and guidelines (both set at SG level, and at the department level)

COMPETENCIES

TECHNICAL SKILLS

Good quantitative skills

Experience in reading and understanding legal documentation (ISDAs, GMRAs, term sheets, rule books, prospectuses)

Ability to independently form, defend, and enforce a risk judgement and take decision.

Good analysis and synthesis abilities; relevancy and objectivity in the analysis

Be comfortable interacting with senior personnel, both internally and with clients.

Knowledge of capital markets / OTC traded products / Securities lending business and committed financing facilities.

Ability to analyze and evaluate counterparty risk and financial condition utilizing quantitative and qualitative data.

BEHAVIORAL SKILLS

Fluency in English, both written and verbal.

Strong communication and presentation skills.

Desire to work in a fast paced, challenging environment.

Good problem-solving skills

Demonstrated flexibility and willingness to work for a global team with intensive international exposure across multiple time-zones (US, EMEA and APAC)

Self-starter able to meet deadlines and work independently as well as contribute to team goals

Profile Required : ACE can help you write this job description (go / ACE)

PRIOR WORK EXPERIENCE

Required : 5+ years of overall credit analysis experience preferably in Financial Institution space.

EDUCATION

Required : CA degree / MBA (in Finance) from a reputed institution

Additional certification like Financial Risk Management (FRM) or Chartered Financial Analyst (CFA) would be a plus

Why Join Us :

“We are committed to creating a diverse environment and are proud to be an equal opportunity employer. All qualified applicants receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status”