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Mortgage Underwriter
Mortgage UnderwriterModer • Malappuram, IN
Mortgage Underwriter

Mortgage Underwriter

Moder • Malappuram, IN
4 hours ago
Job description

Position : Underwriters / Sr. Underwriters

Experience : 3+years

Location : Remote

Shift : Night shifts (flexibility required)

Job Summary :

The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness.

Job Roles and Responsibilities :

  • Review and analyze the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal

and regulatory guidelines to minimize risk factors.

  • Review all required loan data, reports, and inspections to ensure the collateral is acceptable to investor and the company.
  • Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and
  • investor guidelines.

  • Provides final approval underwriting of mortgage loans.
  • Completes all required paperwork and forms in a timely and accurate manner; prepares required forms.
  • Sign off conditions in a timely manner set by management.
  • Work with staff and management to find solutions on escalated loans.
  • May be requested to make recommendations for improving Internal Audit’s policies and practices.
  • Manage loans by using all functions of Encompass.
  • Effectively communicate underwriting decisions with processors and advisors
  • Maintain a high level of customer service and communication with other departments.
  • Other duties as assigned.
  • Qualification & Experience :

  • Degree or Equivalent.
  • Minimum 3 years of experience in conventional / govt end to end underwriting.
  • Well-versed with all 4C’s of Underwriting (Asset, Income, Credit and Collateral)
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    Mortgage Underwriter • Malappuram, IN

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