Job ICredit Manager - ( CA Freshers / MBA Freshers) I

1.Ensure AP Ref no.if generated as soon as a file is logged in

2 Check CIBIL of every file after login.

3 Ensure CPV and TVR is done after CIBIL

4 Initiating PD of Cases getting eligible under Policy.

5 Maintaining TAT with respect to initiating PD and sharing of additional documents required.

6 Relook at cases which have been rejected basis merit

7 Credit approval of deals as per authorized limits, recommends and forwards to appropriate authority incase of higher limit, deviation, deferral.

8 Take various market references and build touch points for customer reference.

9 Check and keep tab on industry trends, key factors impacting industry, performance of trade in local market and regulatory impact

10 Review performance of the outsourced activities such as CPV, TVR, Legal and Valuers

11 Review templates on valuations periodically, set-up grids for valuations, based on market conditions.

12 Periodically do a trend analysis for early warning indicators on location risks and others with the mitigants used to resolve.

13 Co-ordinate with FCU for setting up specific triggers

14 Ensure approval tracker is given to Business

15 Credit approval of deals as per authorized limits, recommends and forwards to appropriate authority incase of higher limit, deviation, deferral.

Skills Required

Trend Analysis, TAT, Credit Management, cpv