Credit Mortgage Underwriter

Mphasis is Hiring : US Mortgage Underwriters Wanted! Are you an experienced mortgage underwriter looking to take your career to the next level? Join our dynamic team at Mphasis and be part of a company that values expertise, precision, and growth! Position Overview : Were looking for professionals with : 2+ years of experience in US Residential Mortgage Underwriting Strong knowledge of FNMA, FHLMC, and investor guidelines Excellent analytical, problem-solving, and decision-making skills Ability to evaluate complete loan documents and make sound approval / denial decisions Expertise in credit report analysis, including trade lines, derogatory accounts, and public records Proficiency in income calculation from various sources : salaried, business, retirement, rental Familiarity with tax documents : 1040s, Schedule E, 1065, 1120, 1120S, K1, transcripts Thorough asset verification : bank statements, retirement accounts, mutual funds, investments Strong grasp of the 4 Cs of Underwriting : Credit, Capacity, Capital, Collateral Ability to assess borrowers willingness and ability to repay Excellent communication and presentation skills Self-motivated and hardworking attitude Apply Now! Reach out to HR Janavi Gollapalli at : janavi.gollapalli@mphasis.com Lets build the future of mortgage underwriting together! #MortgageUnderwriter #JobOpportunity #MphasisCareers #HiringNow #WalkInDrive