U.K Mortgage UnderwriterSelections HR Services Private Limited • junagadh, India
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U.K Mortgage Underwriter
Selections HR Services Private Limited • junagadh, India
9 days ago
Job descriptionUnderwriting Activities : Review, analyze, and approve / deny mortgage applications based on risk assessment and investor guidelines. 4 C’s of Underwriting : Evaluate borrower’s Credit, Capacity, Collateral, and Capital to determine loan eligibility. Income Calculation : Assess borrower income using tax returns, W-2s, pay stubs, and financial statements. Risk Assessment : Analyze creditworthiness, property valuation, and overall lending risks to ensure sound decision-making. Compliance & Quality Control : Ensure adherence to federal, state, and investor regulations, maintaining high-quality underwriting standards. Collaboration : Work closely with loan officers, processors, and other stakeholders to streamline the underwriting process. Experience : Minimum 2 years in mortgage underwriting, preferably in U.S. or U.K. or global residential loans. Attention to Detail : Strong analytical skills to assess financial documents and property risks accurately. Communication : Ability to articulate underwriting decisions effectively to internal teams and external stakeholders.
We are seeking a skilled U.K Mortgage Underwriter with expertise in the 4 C’s of underwriting (Credit, Capacity, Collateral, and Capital). The ideal candidate will have experience in risk assessment, income calculations, and property evaluation, ensuring compliance with underwriting guidelines and regulatory standards.
Shift & Working Days :
- Shift : U.K (11am -11pm).
- Working Days : 5 days of working.
Key Responsibilities :
Requirements :
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Mortgage Underwriter • junagadh, India
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