Role Summary -
The role holder is responsible for building acquisition of New–to–Bank Business Banking MSME according to business strategy of the cluster.
Core Responsibilities
- Responsible to build SME business according to business strategy
- Achieving sales target in line with business strategy of cluster
- Understanding the cluster requirements and working closely with the team of SL / RL to achieve the business objective
- Develop and share MIS for understanding the market and for effective functioning of the cluster
- Focus on offering financial solutions to the SME segment for their asset / liability needs
- Working closely with the Credit / Risk team to drive business using appropriate sourcing strategy according to the dynamic market conditions
- Identify Cross Sell (Trade / CMS / Direct Banking / Forex / YCOPs) opportunities in each asset client and derive strategies to maximize profitability
- People and Team Management including career management, coaching and mentoring of critical talent in the team
- Market mapping of cluster, strategies for expansion of market base and proactively working towards development of new products / markets along with Product Development Team.
Minimum Qualifications
Bachelor's degree in any fieldMaster's degree in Financial Management is preferredProfessional Certifications
CA / CFA is preferredAMFI / NCFM / IRDA certifications will be an added advantageYears Of Experience
A minimum of 8-14 years of relevant experience with at least 5-7 years in a similar roleNature Of Experience
Prior experience in Banking / NBFC in Working Capital / LAP / MortgagesSkills Required
Product Development, Forex, market mapping, Credit Risk, Direct Banking, Financial Management