Talent.com
This job offer is not available in your country.
Senior Underwriter

Senior Underwriter

Consolidated Analyticstamil nadu, tamil nadu, in
12 hours ago
Job description

We are hiring Full Underwriter

A Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The position involves analyzing financial information, reviewing loan applications, and making informed decisions to approve, conditionally approve, or deny mortgage loans. This role ensures that all loans meet the company's lending standards and regulatory requirements.

About the Role

The Mortgage Underwriter is responsible for evaluating loan applications and ensuring compliance with lending standards.

Responsibilities

  • Loan Application Review :
  • Analyse and verify loan applications, ensuring all required documents are complete and accurate.
  • Assess the borrower's credit history, employment, income, and debt levels.
  • Confirm the property's value through appraisal reports.
  • Credit and Financial Analysis :
  • Evaluate credit reports to determine the borrower's creditworthiness.
  • Analyse financial statements, tax returns, pay stubs, and other income documentation.
  • Calculate debt-to-income (DTI) ratios and loan-to-value (LTV) ratios.
  • Property Valuation Review :
  • Review appraisals and alternative value products for conformity to client-specified requirements to assess the accuracy of the property valuation.
  • Compliance and Risk Assessment :
  • Ensure loans comply with all federal, state, and local regulations.
  • Adhere to company policies and guidelines.
  • Identify potential risks and assess the overall risk level of the loan.

Qualifications

  • Any bachelor’s degree.
  • Proven experience in mortgage processing or underwriting.
  • Strong knowledge of mortgage industry regulations and procedures.
  • Excellent analytical and problem-solving skills.
  • Detail-oriented with exceptional organizational abilities.
  • Proficiency in using mortgage processing software and financial tools.
  • Effective communication and interpersonal skills.
  • Ability to work efficiently under pressure and meet tight deadlines.
  • Solid understanding of financial statements and credit reports.
  • Certification in mortgage underwriting or related fields is a plus.
  • Required Skills

  • Proven experience in mortgage processing or underwriting.
  • Strong knowledge of mortgage industry regulations and procedures.
  • Excellent analytical and problem-solving skills.
  • Detail-oriented with exceptional organizational abilities.
  • Proficiency in using mortgage processing software and financial tools.
  • Effective communication and interpersonal skills.
  • Ability to work efficiently under pressure and meet tight deadlines.
  • Solid understanding of financial statements and credit reports.
  • Create a job alert for this search

    Senior Senior • tamil nadu, tamil nadu, in

    Related jobs
    • Promoted
    Actuarial Life Pricing

    Actuarial Life Pricing

    EliteRecruitmentsTiruchirappalli, IN
    Ideal for professionals with hands-on experience in individual life product pricing, model development, and IRDAI filing. Conduct feasibility studies for.Collaborate with cross-functional teams incl...Show moreLast updated: 20 days ago
    • Promoted
    Senior Associate Australian Taxation

    Senior Associate Australian Taxation

    befree GlobalTiruchirappalli, IN
    Senior Associate Australian Taxation.Should have proficiency in year-end finalization of accounts and preparation of Tax. Returns for Companies, Partnerships, Trusts, ITR's, BAS etc.Work in Australi...Show moreLast updated: 23 days ago
    • Promoted
    Investment Banking Analyst

    Investment Banking Analyst

    Green HR SolutionsTiruchirappalli, IN
    Hiring For Multinational National Bank.We are seeking a highly motivated and analytical Investment Banking Analyst to join our dynamic investment banking team. The ideal candidate will support senio...Show moreLast updated: 10 days ago
    • Promoted
    • New!
    Senior Tax Analyst

    Senior Tax Analyst

    EgnyteTiruchirappalli, IN
    Egnyte is a place where we spark opportunities for amazing people.We believe that every role has a great impact, and every Egnyter should be respected. When joining Egnyte, you’re not just landing a...Show moreLast updated: 13 hours ago
    • Promoted
    • New!
    Finance Manager

    Finance Manager

    MashreqTiruchirappalli, IN
    The purpose of this role is to support the management of the Information Security Group budget and expenses to ensure effective and efficient management of ISG budget across all locations, in accor...Show moreLast updated: 13 hours ago
    • Promoted
    General Ledger Manager

    General Ledger Manager

    Acme ServicesTiruchirappalli, IN
    Mandatory experience in SAP and Team handling.The GL / R2R Manager will be responsible for managing end-to-end Record-to-Report processes, including general ledger accounting, month-end close, reco...Show moreLast updated: 23 days ago
    • Promoted
    CFO consultant

    CFO consultant

    ScalemetricsTiruchirappalli, IN
    Scalemetrics is a leading provider of modular CFO services, dedicated to supporting startups and SMEs in scaling their businesses globally. Our mission is to enhance business predictability and valu...Show moreLast updated: 30+ days ago
    • Promoted
    Financial Risk Analyst

    Financial Risk Analyst

    Green HR SolutionsTiruchirappalli, IN
    Hiring For USA Based Multinational Company.We are seeking a detail-oriented Financial Risk Analyst to join our Risk Management team. The ideal candidate will be responsible for identifying, analyzin...Show moreLast updated: 10 days ago
    • Promoted
    • New!
    SAP Banking Consultant - Remote contract - Freelance

    SAP Banking Consultant - Remote contract - Freelance

    RED GlobalTiruchirappalli, IN
    Remote
    SAP Banking Consultant / FSCM Consultant.Bank Communication Management (BCM).Design and deliver solutions for.Collections on Behalf Of (COBO). Strong interpersonal and communication skills.Proven abil...Show moreLast updated: 13 hours ago
    • Promoted
    Oracle Financial Consultant

    Oracle Financial Consultant

    RiDiK (a Subsidiary of CLPS. Nasdaq : CLPS)Tamil Nadu, India, India
    Role Title – Oracle Fusion Finance Senior SME.Duration – 6 months (Expected to be long term based on performance).Looking candidate immediate joiner. Pan India requirement, Candidate to visit Client...Show moreLast updated: 10 days ago
    • Promoted
    • New!
    Tax Manager

    Tax Manager

    I P R Stamil nadu, tamil nadu, in
    We are looking for a qualified Chartered Accountant with 2–5 years of post-qualification experience to join our UAE team exclusively. The ideal candidate should possess a strong foundation in Direct...Show moreLast updated: 12 hours ago
    • Promoted
    Gainsight Administrator

    Gainsight Administrator

    IRIS Centre of Excellence - IndiaTiruchirappalli, IN
    We are excited to announce a job opportunity at IRIS KPO Resourcing India Pvt Ltd for the position of.We are seeking a skilled Gainsight Administrator to join our Customer Success Operations team i...Show moreLast updated: 23 days ago
    • Promoted
    • New!
    Associate / Senior Associate - Financial Due Diligence

    Associate / Senior Associate - Financial Due Diligence

    Cherry BekaertTiruchirappalli, IN
    Due to our sustained growth and success in providing financial due diligence services to both strategic and financial buyers, we currently have career opportunities for a.Our ideal candidate will h...Show moreLast updated: 13 hours ago
    • Promoted
    • New!
    Manager TGM Finance

    Manager TGM Finance

    MashreqTiruchirappalli, IN
    ONLY CA / CHARTERED ACCOUNTANTS TO APPLY.Provide support to the business through regular detailed P&L MIS and analytics.Regular improvement in the MIS generation process to attain maximum automation...Show moreLast updated: 13 hours ago
    • Promoted
    Senior Underwriter

    Senior Underwriter

    NAF Technology Indiatamil nadu, tamil nadu, in
    New American Funding (NAF) is a mortgage lender offering an array of loan options.Established in 2003 and headquartered in Tustin, CA, United States, Company Website : www.At New American Funding, w...Show moreLast updated: 10 days ago
    • Promoted
    Canada Tax - Corporate Restructuring, Amalgamations & GST

    Canada Tax - Corporate Restructuring, Amalgamations & GST

    AKM GlobalTiruchirappalli, IN
    Canadian Tax & Accounting (Corporate Restructuring, Amalgamation, GST Services).We are seeking a skilled and motivated.Canadian Tax & Accounting Specialist. This role is ideal for professionals with...Show moreLast updated: 10 days ago
    • Promoted
    Actuarial Life GGY AXIS

    Actuarial Life GGY AXIS

    EliteRecruitmentsTiruchirappalli, IN
    We are hiring for a client-facing.This role involves supporting life actuarial valuation, assumption review, model development, and reporting — with a strong focus on. This is an excellent opportuni...Show moreLast updated: 20 days ago
    • Promoted
    • New!
    Fusion Finance Senior SME

    Fusion Finance Senior SME

    RiDiK (a Subsidiary of CLPS. Nasdaq : CLPS)Tiruchirappalli, IN
    This role offers the opportunity to work on meaningful projects, collaborate with talented colleagues, and contribute to the success of a growing company. If you’re someone who takes initiative, val...Show moreLast updated: 13 hours ago