AUM Capital - Credit Manager - SME / Corporate

Description :

A leading Corporate Financial Institution providing best-in-class 'Inter-Corporate Deposits' to large and mid-corporate groups / institutions and High Network Individuals (HNIs) is HIRING a CREDIT MANAGER at the companys Kolkata (Minto Park) office.

Roles and Responsibilities :

• Ensure due diligence and financial / credit analysis of corporate, group and promoters at the time of customer application screening, evaluation, underwriting and sanctioning of loan;
• Prepare credit notes / memos along with stipulation of deal specific covenants and present case to Credit Committee after ensuring process and documentation compliance;
• Ensure adherence of Internal Credit Policies and capturing the deviations in Credit Note by ensuring documentation / operation compliance;
• Conduct 'site visits and personal discussions' with Promoters / Customers / CFO;
• Underwrite cases (corporate finance business and manage the portfolio) in compliance with the 'credit policy' and present it to 'senior level' for approval.;
• Oversee and initiate follow-ups with internal / external teams (FI, Legal & Technical valuations) to ensure timely query resolution / report submission and eliminate any undue / non-process related delays;
• Monitor portfolio quality, delinquencies and oversee PDD management;
• Responsible for developing, implementing, reviewing and monitoring of various credit policies;
• Evaluate existing underwriting norms customized to local market needs and ensure continued enhancement of consumer credit risk strategy;

Candidates applying for the Credit Manager role, should :

(ref : iimjobs.com)