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Auto Loan | Sales

Auto Loan | Sales

ConfidentialMadurai
30+ days ago
Job description

Key Responsibilities :

Lead Generation & Business Development :

  • Source new auto loan customers through dealers , DSAs , open market , and digital channels .
  • Build and maintain strong relationships with auto dealers and their sales teams.

Customer Engagement :

  • Explain auto loan products, features, interest rates, and EMI plans to customers.
  • Understand customer requirements and suggest suitable financing options.
  • File Processing :

  • Collect and verify pre-disbursement documents (KYC, income proof, vehicle invoice).
  • Coordinate with credit and operations for loan login, approval, and disbursement.
  • Negotiation & Closure :

  • Coordinate with the credit team to negotiate and resolve customer-related issues.
  • Follow up for deal closure and ensure TAT (Turnaround Time) is met.
  • Post-Disbursement Compliance :
  • Collect post-disbursement documents like RC copy, insurance, NOC, etc.
  • Ensure full compliance with internal audit and RBI / KYC norms.
  • Reporting & Performance Monitoring :
  • Maintain MIS and submit daily / weekly reports to supervisors.
  • Achieve monthly disbursement and productivity targets.
  • Key Skills & Competencies :

  • In-depth knowledge of auto loan products (new and used vehicles).
  • Strong communication, negotiation, and interpersonal skills.
  • Dealer relationship management.
  • Proficiency in MS Excel, loan origination systems, and CRM tools.
  • Ability to work independently under target-driven conditions.
  • Skills Required

    Ms Excel, Crm, Negotiation Skills, Lead Generation

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