Key Responsibilities :
Lead Generation & Business Development :
- Source new auto loan customers through dealers , DSAs , open market , and digital channels .
- Build and maintain strong relationships with auto dealers and their sales teams.
Customer Engagement :
Explain auto loan products, features, interest rates, and EMI plans to customers.Understand customer requirements and suggest suitable financing options.File Processing :
Collect and verify pre-disbursement documents (KYC, income proof, vehicle invoice).Coordinate with credit and operations for loan login, approval, and disbursement.Negotiation & Closure :
Coordinate with the credit team to negotiate and resolve customer-related issues.Follow up for deal closure and ensure TAT (Turnaround Time) is met.Post-Disbursement Compliance :Collect post-disbursement documents like RC copy, insurance, NOC, etc.Ensure full compliance with internal audit and RBI / KYC norms.Reporting & Performance Monitoring :Maintain MIS and submit daily / weekly reports to supervisors.Achieve monthly disbursement and productivity targets.Key Skills & Competencies :
In-depth knowledge of auto loan products (new and used vehicles).Strong communication, negotiation, and interpersonal skills.Dealer relationship management.Proficiency in MS Excel, loan origination systems, and CRM tools.Ability to work independently under target-driven conditions.Skills Required
Ms Excel, Crm, Negotiation Skills, Lead Generation