Product Manager
Flipkartbangalore, karnataka, in30+ days ago
Job description3-5+ years of Product Management experience , with a significant focus on Digital Lending (Consumer Loans, Personal Loans, BNPL, or similar). Deep understanding of the entire loan lifecycle : origination, underwriting, disbursement, servicing, and collections. Proven experience working in a tech-first environment , comfortable discussing APIs, system architecture, and data models with engineers. Strong analytical skills; you are comfortable querying databases (SQL) and using data to find problems and test hypotheses. Excellent communication and stakeholder management skills. Direct experience with Co-lending partnerships, Consumer Durables, BNPL Familiarity with co-lending platforms (e.g., Yubi ), modern Loan Management Systems (e.g. M2P).
You are Responsible for
- Own the Roadmap : Define and manage the end-to-end product lifecycle for our digital lending products—from customer onboarding (KYC) and underwriting to disbursement and servicing.
- Execute & Ship : Write clear user stories, PRDs, and specs. Work daily with engineering, design, and data science teams in an agile environment to ship high-quality features.
- Master the Journey : Become the expert on the digital loan journey, obsessing over conversion funnels, drop-off points, and user experience.
- Integration : Lead integrations with other NBFCs to build seamless Co-lending Stack
- Collaborate with Risk : Work hand-in-hand with the Risk and Analytics teams to implement and iterate on underwriting logic and fraud detection models
- Measure Success : Define key product metrics (KPMs), monitor performance, and use data to make informed decisions for product iteration.
To succeed in this role – you should have the following
Highly Desirable
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Product Manager • bangalore, karnataka, in