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Area Sales Manager - Unsecured Business Loans

Area Sales Manager - Unsecured Business Loans

ConfidentialNangal, India
5 days ago
Job description

Are you a seasoned sales professional with a strong background in business loans and team leadership We're hiring an Area Sales Manager for one of India's leading private sector banks , to lead and scale a high-performing team focused on working capital, term loans, project finance, and unsecured business loans for SME clients.

Key Responsibilities

  • Client Relationship Management : Foster strong relationships with existing clients to ensure income stability and explore new avenues for growth, while identifying opportunities to cross-sell and upsell products.
  • Deal Structuring : Leverage credit knowledge and product expertise to structure and implement innovative deals in working capital, term loans, and project finance, driving competitiveness and client value addition.
  • Business Development : Collaborate with Business Banking teams to originate new business, increase book size, and manage trade finance and cash management services.
  • Team Management : Lead a team of Sales Managers to drive business growth from branches, channel partners, and direct markets.

Key Deliverables

  • Acquire and maintain a portfolio of business loan clients
  • Perform financing activities tailored to customer requirements
  • Achieve individual targets while maintaining high service standards and compliance
  • Required Skills

  • Strong negotiation and relationship management skills
  • Ability to analyze complex problems and make effective decisions
  • Credit knowledge : financial analysis (loss, rating, PAT, etc.)
  • Process optimization skills to improve performance
  • Qualifications

  • Postgraduate degree preferred
  • 8-10 years of relevant work experience in business banking or a similar domain
  • Prior experience in channel management for similar products is desirable
  • Skills Required

    Financial Analysis, Process Optimization

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    Area Sales Manager • Nangal, India

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