Are you a seasoned sales professional with a strong background in business loans and team leadership We're hiring an Area Sales Manager for one of India's leading private sector banks , to lead and scale a high-performing team focused on working capital, term loans, project finance, and unsecured business loans for SME clients.
Key Responsibilities
- Client Relationship Management : Foster strong relationships with existing clients to ensure income stability and explore new avenues for growth, while identifying opportunities to cross-sell and upsell products.
- Deal Structuring : Leverage credit knowledge and product expertise to structure and implement innovative deals in working capital, term loans, and project finance, driving competitiveness and client value addition.
- Business Development : Collaborate with Business Banking teams to originate new business, increase book size, and manage trade finance and cash management services.
- Team Management : Lead a team of Sales Managers to drive business growth from branches, channel partners, and direct markets.
Key Deliverables
Acquire and maintain a portfolio of business loan clientsPerform financing activities tailored to customer requirementsAchieve individual targets while maintaining high service standards and complianceRequired Skills
Strong negotiation and relationship management skillsAbility to analyze complex problems and make effective decisionsCredit knowledge : financial analysis (loss, rating, PAT, etc.)Process optimization skills to improve performanceQualifications
Postgraduate degree preferred8-10 years of relevant work experience in business banking or a similar domainPrior experience in channel management for similar products is desirableSkills Required
Financial Analysis, Process Optimization