Lead credit underwriting and assessment for SME Unsecured Business Loan (UBL) portfolio at a regional level
Ensure robust risk evaluation, policy adherence, and compliance with regulatory guidelines
Develop, implement, and monitor effective credit processes to maintain portfolio quality
Collaborate with sales, risk, legal, and operations teams for seamless disbursal and client servicing
Drive portfolio growth while balancing risk-return objectives
Mentor and guide regional credit teams to enhance productivity and decision-making
Stay updated on market trends, competitor offerings, and sector-specific risks for better credit judgment
Regional Credit Manager • India