Talent.com
This job offer is not available in your country.
Credit and Risk Strategist || CTC upto 40 LPA || Fintech || Mumbai

Credit and Risk Strategist || CTC upto 40 LPA || Fintech || Mumbai

TalentiserMumbai, Maharashtra, India
3 days ago
Job description

Credit Risk Strategist (Digital Unsecured Lending)Location : MumbaiReady to shape the future of digital lending?We are hiring for a listed NBFC at the forefront of the Digital Lending revolution in India, based in Mumbai.We are searching for an accomplished and analytically-driven Credit Risk professional to take ownership of the risk framework for rapidly expanding unsecured personal loan portfolio. This is a high-impact role where your strategic decisions will directly influence our growth trajectory and financial health.Core ResponsibilitiesStrategy & Decision Science- Design, test, and optimize end-to-end credit strategies and underwriting rules for unsecured personal loans, focusing on balancing growth, profitability, and risk.- Lead the integration of advanced analytics into the credit decisioning process, leveraging machine learning and real-time decision engines for instant credit scoring and offers.- Proactively identify and develop strategies to minimize losses from fraud and emerging risk factors.Process & Execution- Work closely with Product, Engineering, and Data Science teams to streamline digital underwriting journeys, ensuring a seamless customer experience while maintaining strict risk controls.- Oversee and manage risk across the entire loan lifecycle, from acquisition and disbursement through to monitoring repayment performance and optimizing collections strategies.- Conduct deep-dive analysis on portfolio performance metrics (e.g., delinquency, NPA, loss rates) and propose data-backed risk mitigation strategies.Regulatory & Industry Leadership- Maintain up-to-date knowledge of RBI guidelines, industry best practices, and competitor credit policies, ensuring all credit operations remain compliant and competitive.The Ideal Candidate : Qualifications- 5-8 years of progressive experience in Credit Risk Management, with a substantial focus on unsecured personal loans- Mandatory Experience : Prior work experience with a FinTech or Digital Lending NBFC that operates a high-volume, tech-first lending platform, ideally via a proprietary consumer app.- Technical Acumen : Strong proficiency in applying analytical tools and working with large data sets to build and validate credit models and policies.- Digital Mindset : Demonstrated ability to translate complex credit policy into functional requirements for digital underwriting systems and decision engines.- Soft Skills : Exceptional ability to communicate complex risk concepts to non-technical stakeholders and drive results through cross-functional collaboration.

Create a job alert for this search

Credit Risk • Mumbai, Maharashtra, India

Related jobs
  • Promoted
Director Credit Risk

Director Credit Risk

WhiteSlips Job Management ConsultantsMumbai, IN
Drive portfolio level analytics to assess credit quality, risk concentrations, underwriting trends and alignment with risk frameworks. Enable thematic reviews and early risk identification by applyi...Show moreLast updated: 2 days ago
  • Promoted
Risk Manager

Risk Manager

Anand Rathi Global Finance LimitedMumbai, Maharashtra, India
Anand Rathi Global Finance Limited is a financial services company registered with Reserve Bank of India as a non-banking finance company (NBFC) and classified as a Loan Company that is categorized...Show moreLast updated: 13 days ago
  • Promoted
Manager - CCAR / Credit risk Model Development

Manager - CCAR / Credit risk Model Development

ConfidentialMumbai
Developing Treasury Models / PPNR / IRBB / Interest risk / credit risk models / CCAR models.Development of econometric forecasting models for key Balance sheet and income statement line items for capita...Show moreLast updated: 18 days ago
  • Promoted
KPMG INDIA - Credit Risk Specialist - Assistant Manager & Manager

KPMG INDIA - Credit Risk Specialist - Assistant Manager & Manager

KPMG IndiaMumbai, Maharashtra, India
KPMG entities in India are professional services firm(s).These Indian member firms are affiliated with KPMG International Limited. KPMG was established in India in August 1993.Our professionals leve...Show moreLast updated: 6 days ago
  • Promoted
Analyst - Credit Risk Analyst (Bank and NBFI)-US / EMEA

Analyst - Credit Risk Analyst (Bank and NBFI)-US / EMEA

MUFG Global Service (MGS)Mumbai, India
Japans premier bank, with a global network spanning in more than 40 markets.Outside of Japan, the bank offers an extensive scope of commercial and investment banking products and services to busine...Show moreLast updated: 30+ days ago
  • Promoted
Risk Management– Market Risk FRTB – Analyst / Associate

Risk Management– Market Risk FRTB – Analyst / Associate

NomuraMumbai, Maharashtra, India
Nomura is a global financial services group with an integrated network spanning approximately 30 countries and regions.By connecting markets East & West, Nomura services the needs of individuals, i...Show moreLast updated: 25 days ago
  • Promoted
Lead Regional Compliance Specialist

Lead Regional Compliance Specialist

Securitas GroupThane, IN
Lead Regional Compliance Specialist - APAC.India – open to Chennai / Hyderabad / Pune.We are a dynamic, dedicated team that provides management and support for a global guarding services account that s...Show moreLast updated: 30+ days ago
  • Promoted
Counterparty Credit Risk-Senior Associate

Counterparty Credit Risk-Senior Associate

PwCMumbai, Maharashtra, India
Counterparty Credit Risk Specialist.PwC India is seeking a highly skilled professional to join our Risk Advisory team in a specialized role focused on. Counterparty Credit Risk (CCR).This position i...Show moreLast updated: 4 days ago
  • Promoted
UPI Credit Partnerships Lead

UPI Credit Partnerships Lead

LIGHT - Credit For UPIMumbai, Maharashtra, India
We’re building the future of credit on UPI — making every payment smarter, faster, and frictionless.We’re a startup where every day is crazier than the last, and that’s exactly how we like it.This ...Show moreLast updated: 4 days ago
  • Promoted
AVP - Risk Management

AVP - Risk Management

MashreqMumbai, Maharashtra, India
This role is envisaged to operationalize various aspects related to Risk review, control and monitoring.Market Risk monitoring The role is to ensure strict adherence to various regulatory guideline...Show moreLast updated: 19 days ago
  • Promoted
Risk Management

Risk Management

Anand Rathi Groupmumbai, maharashtra, in
Anand Rathi Global Intermediaries Limited (Stock Broker).We are a SEBI-registered Trading Member and Self-Clearing Member with a focus on institutional broking, proprietary trading, and promoter gr...Show moreLast updated: 14 days ago
  • Promoted
AVP - CCAR / Credit risk Model Development

AVP - CCAR / Credit risk Model Development

ConfidentialMumbai
Developing Treasury Models / PPNR / IRBB / Interest risk / credit risk models / CCAR models.Development of econometric forecasting models for key Balance sheet and income statement line items for capita...Show moreLast updated: 18 days ago
  • Promoted
Senior Analyst - Credit Risk Analyst (Bank and NBFI)-US / EMEA / APAC

Senior Analyst - Credit Risk Analyst (Bank and NBFI)-US / EMEA / APAC

MUFG Global Service (MGS)Mumbai, India
Japans premier bank, with a global network spanning in more than 40 markets.Outside of Japan, the bank offers an extensive scope of commercial and investment banking products and services to busine...Show moreLast updated: 30+ days ago
  • Promoted
Director Structured Credit Valuation Control IPV lead

Director Structured Credit Valuation Control IPV lead

GlobalMumbai, Maharashtra, India
This is with regards to an opening with Global Financial Services Firm in Mumbai.Head Credit Valuation IPV (Executive Director). Title - ED to ED or Director Equivalent to Director.Professionals cur...Show moreLast updated: 4 days ago
  • Promoted
B.K. Khare & Co - Director - Risk Advisory

B.K. Khare & Co - Director - Risk Advisory

B K Khare and CoMumbai, India
Chartered Accountants, is a high value professional services firm in the field of Assurance, Direct Tax, Transfer Pricing, Indirect Tax and Risk Advisory. Padmini Khare Kaicker is the Managing Partn...Show moreLast updated: 21 days ago
  • Promoted
Credit Risk Specialist

Credit Risk Specialist

DeloitteMumbai, Maharashtra, India
Every day, your work will make an impact that matters, while you thrive in a dynamic culture of inclusion, collaboration and high performance. As the undisputed leader in professional services, Delo...Show moreLast updated: 14 days ago
  • Promoted
Senior Partner (CA) - Risk Advisory / Internal Audit in a Top Tier national firm

Senior Partner (CA) - Risk Advisory / Internal Audit in a Top Tier national firm

Singhi & Co.Mumbai, Maharashtra, India
Over eight decades, the group has expanded its expertise to include comprehensive advisory services in Assurance, Taxation, Outsourcing, Risk Advisory, Internal Audit, Statutory Audit, M&A, Busines...Show moreLast updated: 4 days ago
  • Promoted
  • New!
Credit Analyst| AIF & PMS

Credit Analyst| AIF & PMS

Nippon India Mutual FundMumbai, Maharashtra, India
Conduct comprehensive credit evaluation of new and existing clients in the high yield private credit space.Identify potential risks and provide recommendations to mitigate them.End to end deal clos...Show moreLast updated: 22 hours ago
  • Promoted
Transaction Risk Executive – E-commerce(L1) (2 to 5 Years)

Transaction Risk Executive – E-commerce(L1) (2 to 5 Years)

AIMLEAPKalyan-Dombivli, IN
Transaction Risk Executive – E-commerce (L1) (2 to 5 Years).Commerce fraud or risk operations.Review transactions flagged as potentially high-risk using. IP, geo, velocity, and account behavior).ATO...Show moreLast updated: 1 day ago
  • Promoted
Business Risk Manager (Savings)

Business Risk Manager (Savings)

RevolutKalyan-Dombivli, IN
People deserve more from their money.More visibility, more control, and more freedom.Since 2015, Revolut has been on a mission to deliver just that. Our powerhouse of products — including spending, ...Show moreLast updated: 2 days ago