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Credit Analyst
Credit AnalystABB • Bengaluru, Karnataka, India
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Credit Analyst

Credit Analyst

ABB • Bengaluru, Karnataka, India
2 days ago
Job description

This job is with ABB, an inclusive employer and a member of myGwork – the largest global platform for the LGBTQ+ business community. Please do not contact the recruiter directly.At ABB, we help industries outrun - leaner and cleaner. Here, progress is an expectation - for you, your team, and the world. As a global market leader, we’ll give you what you need to make it happen. It won’t always be easy, growing takes grit. But at ABB, you’ll never run alone. Run what runs the world.This Position reports to : Accounting & Reporting Manager - AccountYou will be mainly accountable for : Supporting part of portfolio of 70+ countries with more than 65 thousand customersCredit limit authorization within threshold up to - depending on the size of the country - 200K USD for a large country, 100K USD for a medium country and 50K USD for a small countryPresenting general knowledge in Credit Risk Management process, understanding the differences of the country specifics across the organizationParticipating in the Credit Circle sessions with the Global O2C Process Owners, Head of Global Credit Risk Management and Team Leader Credit ManagementRegular liaising with Internal and External Stakeholders (Front Office / Business / 3rd Party Customers located globally). Assisting and giving advice in credit-related matters to Team Leader Credit ManagementAnalyzing the creditworthiness of both new (credit assessments) and existing (credit reassessments) customers and making recommendations on their credit rating and credit limit. Conducting annual / monthly credit limit review of customers for countries in scopeResearching companies, gathering and analyzing financial and non-financial information from available sources to develop an understanding of customer’s credit profile to make credit recommendation and provide partnership to the BusinessQualifications for the role (Mandatory)1-3 years’ experience in credit analysis or credit control, acting as Junior Credit Specialist / Credit Specialist or similar role in a global organizationMaster’s / bachelor’s degree in Finance, Banking, Accounting or Financial AuditStrong analytical, interpersonal and communication skillsAn ability of analyzing financial reports : P&L, Balance Sheet, Cash Flow statement and credit bureau reportsAn ability to cooperate in a dynamic and learning environment, to develop good relationship with Business and other supporting teams and be able to present key credit risks in complicated deal structures, to make sure that credit risk is addressed and Accounts Receivables collection is securedExperience of governing credit risk in an evolving environmentWe value people from different backgrounds. Could this be your story? Apply today or visit to read more about us and learn about the impact of our solutions across the globe.Fraud Warning : Any genuine offer from ABB will always be preceded by a formal application and interview process.We never ask for money from job applicants.For current open positions you can visit our career website and apply.Please refer to detailed recruitment fraud caution notice using the link .

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Credit Analyst • Bengaluru, Karnataka, India

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