Principal Data Scientist - Fintech

Job Title : Senior Data Scientist - Credit Risk Modelling

Location : Gurgaon

Department : Risk and Data Science

About Us : Turno (Brand of Blubble Pvt Ltd) is an Electric Vehicle company that helps operators of

commercial vehicles to switch to EVs. Turno does this by providing a wide selection of vehicles from partner OEMs, affordable financing, and battery value guarantees to ensure the highest return on value for EV owners. Turbo's mission is to transition gasoline miles to electric miles in India. Turno is founded by Hemanth Aluru and Sudhindra Reddy Pidapa – experienced entrepreneurs in the mobility industry with a strong track record of value creation. Recently, they led Zoomcar, India's largest personal mobility platform.

Key Responsibilities :

• Predictive Risk Modeling : Develop predictive models for loan default prediction, collection

propensity to improve business decisions and improve profitability.

customer behavior, identify sustainable growth opportunities while maintaining risk, and

recommend strategies to increase customer acquisition, retention, and lifetime value.

transactional, and demographic data to support targeted business strategies and personalized

product offerings.

evaluate product and business strategies, ensuring decisions are data-driven and aligned with

business objectives.

decision-making workflows, and improve operational efficiency across customer acquisition and

servicing.

stakeholders, translating complex data into actionable business strategies.

Technical Skills :

Models, and advanced feature engineering and model evaluation techniques

mandatory

Qualifications :

Computer Science, Economics, or a related field.

acquisition, or marketing in a fintech or banking industry.

Why Join Us?

directly contribute to the company's growth.

company.

innovative solutions.

If you are excited to make an impact in a fast-growing lending company and have a passion for leveraging data to drive growth, we would love to hear from you!